Optionnaire vs Prosperae

Optionnaire is a financial education app built to close the gap — with short, structured lessons that build real knowledge, one concept at a time. No assumed background. No embarrassing questions. Just learning that actually sticks. Start where you are. Optionnaire launches with two learning modules designed to take you from curious to confident: Investing 101 Learn how the stock market works, what it means to own a share, how brokerage accounts function, and how to start thinking like an investor — before you put a single dollar in. Options Trading Once you've got the basics, step into one of the most misunderstood — and most powerful — tools in investing. Learn what options contracts are, how buyers and sellers interact, what premiums and strike prices mean, and how strategies like covered calls and cash-secured puts actually work. How it works: Lessons are short, focused, and designed to build on each other. Fill-in-the-blank exercises help you lock in what you've learned — the same way you'd commit a language to memory. Progress through a visual path and see how far you've come. Practice with paper trading to test what you know. Why Optionnaire? Most finance resources assume you already know things. Most courses are expensive and hard to finish. Most apps skip the learning and go straight to the trading. Optionnaire is different. We put education first — because confident investors make better decisions. And better decisions change your financial life. More modules coming soon. Start with what you have. Build toward what you want.

Your money, finally clear. Prosperae turns everyday spending into charts you can act on — without ever asking for your bank password. No account, no sign-up, no cloud sync. Open it and start. WHY PEOPLE SWITCH • No bank login, ever. Your financial records stay on your iPhone. • Zero setup. Categories, icons and analytics work out of the box. • Built for real life: multiple currencies, cards, debts and recurring bills. LOG AN EXPENSE IN SECONDS • Speak it — say the amount and what it was for, and it's saved. • Scan it — photograph a receipt and let the amount and date fill themselves in, on-device. • Import it — CSV, Excel, PDF or a photo of your statement. Review every row before it saves. • Or just tap it in. Recurring entries repeat themselves. SEE WHERE IT ACTUALLY GOES Other apps hand you a list. Prosperae shows you the shape of your money: • Sankey flow — income in, spending out, at a glance • Heatmap — the days and weeks you overspend • Treemap and Sunburst — the categories that really dominate • Waterfall — what moved your balance this month • Net worth progression, cash flow forecast and savings rate trend STAY AHEAD OF THE MONTH • Budgets by period, with progress and overspend warnings • Bills and subscriptions with due dates and reminders • Credit cards with statements and billing cycles • Debts with a payoff projection, so you can see the finish line • Calendar view of everything coming up • Home Screen widgets: balance, budget progress, cash flow, upcoming bills PRIVATE BY DESIGN • No sign-up, no email, no password • No bank connection and nothing to link • Your data is encrypted on your device • Optional Face ID, Touch ID or PIN lock • Works completely offline PROSPERAE PREMIUM • Unlimited accounts, cards, budgets, bills and debts • Unlimited receipt scans and voice entries • Statement import from CSV, Excel, PDF and photos • Bill reminders and notifications • Daily exchange rates for multi-currency tracking • Encrypted backup and CSV export • Receipt and photo attachments • Chart export • App lock with Face ID, Touch ID or PIN Your finances, clearly. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ App Terms: https://prosperae.app/legal/terms-of-use.html Privacy Policy: https://prosperae.app/legal/privacy-policy.html