HisabRakh vs Masareefi

HisabRakh - Keep Your Accounts, Effortlessly. Hisab Rakh is the all-in-one personal and social finance app built for how people actually manage money — splitting rent with roommates, lending to a friend, saving for a trip together, and tracking daily spending. No spreadsheets. No awkward "you still owe me" conversations. Just clear, shared, accountable money management. Designed mobile-first for South Asia and built to work even when your connection doesn't, HisabRakh logs every transaction locally and syncs the moment you're back online. EFFORTLESS EXPENSE & INCOME TRACKING • Log an expense in under 3 seconds — amount, category, done • Pre-built and custom categories, plus cross-category tags • Track every income source for a complete cash-flow picture • Recurring expenses and income auto-logged for you SOCIAL FINANCE & BILL SPLITTING • Create groups for roommates, trips, households, or friend circles • Split shared expenses equally, by percentage, by shares, or custom amounts • Smart settlement suggestions minimize the number of payments needed • Real-time activity feed keeps everyone on the same page LOAN TRACKING (LENDING & BORROWING) • Track money you've lent or borrowed with running balances • Log partial payments and settle up with full transparency • Payment reminders for upcoming and overdue amounts • Built for informal lending the way it really works GOALS & SAVINGS • Set savings goals with targets and deadlines • Track progress with milestones and celebrations • Invite others to contribute toward shared goals BUDGETS & INSIGHTS • Set category budgets and get alerts at 75%, 90%, and 100% • Monthly summaries of income, expenses, savings, and loans • Spending trends, net-worth tracking, and exportable reports (Pro) BUILT-IN COMMUNICATION • Every loan, shared expense, and goal has its own discussion thread • Group chat keeps financial conversations in context • Automatic system updates when payments and expenses are added PRIVATE & SECURE • Biometric (fingerprint / Face ID) and PIN lock • Encrypted discussion threads • Granular control over what group members can see • Your data, your control — full export and account deletion anytime WORKS OFFLINE Log expenses on a flight, in a basement, or anywhere with no signal. Everything syncs automatically when you reconnect. FAIR, RESPECTFUL MONETIZATION The free tier is genuinely useful — supported only by small, clearly-labeled banner ads, never disruptive full-screen or pop-up ads. Every ad shows a one-tap "Remove ads" option. Want to try Pro? Watch one short opt-in video to unlock all Pro features free for 7 days — or subscribe to go completely ad-free. Download HisabRakh today and finally keep every rupee in hisab. — SUBSCRIPTION & LEGAL HisabRakh Pro is available as an auto-renewable subscription, billed monthly or yearly at the price shown in the app. Payment is charged to your account at confirmation of purchase. Your subscription renews automatically for the same period unless canceled at least 24 hours before the end of the current period; you can manage or cancel anytime in your account settings. Terms of Use (EULA): https://hisabrakh.com/terms Privacy Policy: https://hisabrakh.com/privacy

Masareefi is the beautifully simple expense tracker and budget planner for iPhone, iPad, and Mac. Track every expense in seconds, set budgets, scan receipts, and see exactly where your money goes — private, on-device, and ad-free. WHY MASAREEFI • Lightning-fast one-tap entry — category, amount, done • 100% private — your data stays on your device and your iCloud. No accounts, no ads, no tracking, ever • Works offline and syncs across all your Apple devices TRACK & BUDGET • Multiple wallets, each with its own currency and balance • Budgets with progress bars and smart alerts at 80% and 100% • Recurring transactions — daily, weekly, monthly, yearly • Savings goals with progress rings BILLS, DEBTS & SPLITS • Bill reminders so you never miss a payment • Debt ledger — track what you owe and what you're owed • Split bills with friends, with auto-created IOUs RECEIPTS & REPORTS • Scan receipts with your camera — on-device OCR, nothing leaves your phone • Monthly PDF reports with charts and full transaction tables • CSV export and import — your data is always yours MADE FOR APPLE • Home-screen widgets — today's spend and this month's progress • Siri Shortcuts — "Log a 25 coffee" • Face ID lock • Light and dark mode with six accent colors • Full bilingual English and Arabic with complete right-to-left support Take control of your money — beautifully, privately, in your language.