Comparison

Spending tracker vs Subscriptions Tracker MoniCal

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spending tracker

Easily track your expenses, organize spending by category, and monitor recurring subscriptions. Understand your financial habits with clear statistics and make better decisions to protect your savings.

Highlights
  • Fast expense logging
  • Categorize spending
  • Track recurring subscriptions
  • Daily budget view
  • Customizable categories
  • Multiple wallet management
  • Spending statistics
Features
Read full description

Budgy helps you take control of your spending without the complexity. Log every expense in seconds, organize your money by category, track recurring subscriptions, and clearly see where your budget goes. Designed for everyday use, Budgy combines a modern iOS experience, fast expense entry, and useful statistics to help you understand your habits, protect your savings, and make better financial decisions. Track expenses in seconds Add an amount, date, category, note, and wallet. Budgy keeps your spending history clear, organized, and easy to review. See your budget day by day The built-in calendar lets you browse your expenses by date, with a daily total that makes your spending easy to understand. Organize your money with categories Groceries, restaurants, transport, subscriptions, housing, health, shopping, travel, and more. Use the default categories or create your own with custom icons and colors. Manage multiple wallets Separate accounts, cards, budgets, or currencies with dedicated wallets. Perfect for personal spending, travel, or different money goals. Understand your habits with statistics Review your spending by week, month, or year with clear charts and category breakdowns. Stay ahead of subscriptions Automate recurring expenses such as subscriptions, rent, bills, and regular payments. Build the habit with reminders Enable a daily reminder so you never forget to log today’s spending. Sync with iCloud Keep your data up to date across your Apple devices with iCloud sync. Budgy is a simple, modern expense tracker for personal finance, wallet management, subscriptions, money tracking, and everyday budget control. Download Budgy today and finally see where your money goes. Terms of Use: https://www.notion.so/Terms-of-uses-Spending-tracker-Budgy-3599e041459a800d9312fca12c847a22 Privacy Policy: https://www.notion.so/Privacy-policies-Spending-tracker-Budgy-3599e041459a80e9975af0aef67f4a40

About

Subscriptions Tracker MoniCal

Organize your bills and subscriptions with a calendar view. Set recurring entries, get payment reminders, and manage budgets. Track income and expenses to stay on top of your finances.

Highlights
  • Calendar view for bills and expenses
  • Recurring entry setup
  • Payment reminders
  • Budget management
  • Categorization of entries
  • Notes for details
  • Multilingual support
Features
Read full description

Ever get that end-of-month surprise β€” because you forgot when rent, electricity, or a streaming subscription was due? MoniCal brings order to your finances by showing income and expenses exactly where they belong: right in the calendar. What MoniCal does for you: Calendar view β€” See at a glance when each amount is due. Month, week, list, or a compact year overview. Recurring entries β€” Rent, salary, subscriptions: set them up once, never forget again. Daily, weekly, monthly, or yearly. Reminders β€” Get notified before up to 3 recurring payments are due. Categories β€” Organize entries with your own or predefined categories like Housing, Transport, or Leisure. Budgets β€” Set a monthly limit for a category of your choice and keep your spending in check. Notes β€” Add details directly to an entry, like contract numbers or payment references. Multilingual β€” German, English, French, Italian, Spanish, and Greek, with a choice of Euro, US Dollar, British Pound, or Swiss Franc. MoniCal Pro β€” more clarity, from $2.99/month or as a one-time lifetime purchase: Year overview β€” All 12 months at a glance Running balance β€” Your account balance updates automatically, so you always know what's left after every entry Statistics β€” Savings rate, spending by category, and balance history in detail Unlimited reminders β€” Reminders for as many subscriptions and payments as you need, not just the first three Unlimited budgets β€” Set a monthly budget for as many categories as you need, not just one Supports the app's ongoing development MoniCal stores all your data on your device and automatically backs it up to your personal iCloud. No sign-up, no hidden costs. Your finances. Your rhythm. MoniCal. Terms of Use: https://horizonlabsdev.github.io/MoniCal/terms Privacy Policy: https://horizonlabsdev.github.io/MoniCal/privacy Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spending tracker4 screens
Subscriptions Tracker MoniCal4 screens

Verdict

The call

The clearest difference is iOS requirement: Subscriptions Tracker MoniCal at 17.0 against Spending tracker's 26.0. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spending tracker sells 2 in-app purchases, starting at $1.99 per 7 days and Subscriptions Tracker MoniCal sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending tracker ships an update weekly, Subscriptions Tracker MoniCal every 5 days. The most recent releases landed on October 11, 2026 and October 17, 2026 respectively.

Scorecard1 real difference Β· 7 level
Spending tracker versus Subscriptions Tracker MoniCal: the parameters behind the verdict, then further details
ParameterSpending trackerSubscriptions Tracker MoniCal
PriceFreeFree
Positive reviews100.0% of reviews100.0% of reviews
Update frequencyWeeklyEvery 5 days β€” better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad β€” better
Requires iOS26.017.0 β€” better
Further details β€” not scored
Size16 MB15 MB
Age rating4+4+
DeveloperBenjamin BleriotJeremy Lecoq

Customer experience

Spending tracker

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Subscriptions Tracker MoniCal

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Spending tracker

Subscriptions2
  • Budgy - Weekly Premium$1.997 Days
  • Budgy - Yearly Premium3 Days trial$22.991 Year
1 purchases

Subscriptions Tracker MoniCal

Subscriptions1
  • MoniCal Pro14 Days trial$0.991 Month

Questions

Is Spending tracker free?
Spending tracker is free to download, with in-app purchases available.
Is Subscriptions Tracker MoniCal free?
Subscriptions Tracker MoniCal is free to download, with in-app purchases available.
Do Spending tracker or Subscriptions Tracker MoniCal have ads?
Neither Spending tracker nor Subscriptions Tracker MoniCal shows ads.
Which is updated more often, Spending tracker or Subscriptions Tracker MoniCal?
Spending tracker ships an update weekly, and Subscriptions Tracker MoniCal every 5 days. Most recently, Spending tracker was updated on October 11, 2026 and Subscriptions Tracker MoniCal on October 17, 2026.

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