Wisspy vs ExpenseFlow

Send a message. Snap a receipt. Speak a note. Wisspy logs it, categorizes it, and puts it in a clean report — in the currency you actually use. Wisspy is a messaging-first expense tracker. No forms, no endless taps. Just talk to the bot like a friend. WHY IT'S DIFFERENT • Chat-native — Log expenses from WhatsApp or Telegram without opening the app. • Scan receipts — Snap a ticket, OCR pulls amount, VAT, merchant, and date in seconds. • Voice notes — Record "taxi eight euros" and it's in. • Multi-currency — Spend in Euros, Dollars, Pounds, Yen, or Francs. Converted live at the current rate. WHAT'S INSIDE • Smart categorization — Expenses sorted into clean categories automatically. • Monthly trends — See where your money really goes, not just how much is left. • Top merchants — Spot the subscriptions, restaurants, and habits draining your wallet. • Shared groups — Split expenses with roommates, partners, or travel buddies. See who owes whom. • Subscription tracking — Get a read on the recurring charges before they surprise you. • Receipt archive — Keep scans organized and searchable. PRIVACY FIRST • Data hosted in the EU. • Encrypted in transit and at rest. • Receipts and voice notes deleted after processing. • We never sell your data. • Full account deletion available from the app and the web. GET STARTED IN UNDER A MINUTE 1. Create a free account. 2. Link your WhatsApp or Telegram. 3. Send your first expense — text, photo, or voice. 4. Open the dashboard to see the full picture. Free plan includes a monthly quota sufficient for personal use. Made by Spectre Graphics Questions? support@wisspy.app

ExpenseFlow is the fast, private way to track daily spending. Type "coffee 4.50" and you're done — AI files it under the right category instantly. No bank logins, no spreadsheets, no clutter. PRIVATE BY DESIGN — OUR PROMISE Some expense apps want access to your messages or inbox to auto-log purchases. ExpenseFlow deliberately does not — and never will. Nothing in the app reads your texts or email. Automatic help comes only from actions you choose: quick-typing a line, speaking a voice note, snapping a receipt, or sharing a screenshot. NEW — IMPORT FROM A SCREENSHOT (Premium) Screenshot your bank app, card app or payment history — or a single payment notification — and bring it into ExpenseFlow. Share it straight from Photos, or pick it from the Add screen. AI reads the amount, the merchant and the date, suggests a category and subcategory, and shows you every entry to confirm and edit before anything is saved. Send them to your personal ledger, a shared group, a business, or an office trip. Screenshots are used only to pull out the transactions and are not kept. LOG AN EXPENSE IN SECONDS • Quick Add: type "groceries 62" — amount, category, done • Voice input, processed on-device • Receipt scanner: photograph a receipt, AI reads the total (Premium) • Import from a screenshot of your payment history (Premium) • Recurring bills suggested on schedule — always with your confirmation AI THAT WORKS FOR YOUR MONEY • Auto-categorization that learns your merchants • AI Coach: ask "how much did I spend eating out?" or "can I afford this?" — answers computed from your real numbers • Month-end forecast and smart insights that catch creeping subscriptions BUDGETS THAT MAKE SENSE • 50/30/20 made visual: Essentials / Lifestyle / Savings • Safe-to-Spend: one number for what's actually free to spend today • Category budgets, savings goals, streaks, weekly review SPLIT & SHARE (PREMIUM) • Groups for roommates, trips, and family — split, track balances, settle up • Give the group its own categories — everyone sees the same list • Business mode for side-hustle income & expenses • Multi-currency support for travel YOUR DATA, YOUR RULES • Works fully offline; syncs securely when online • Free JSON & CSV export — your data is never held hostage • Face ID / Touch ID app lock • Delete your account and all data in-app, any time Premium is a monthly or yearly auto-renewing subscription with a 7-day free trial for new subscribers. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage or cancel in Settings. Terms: https://expenseflow-mobile-app-web.web.app/terms.html Privacy: https://expenseflow-mobile-app-web.web.app/privacy.html