Comparison

ExpenseFlow vs Splittify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ExpenseFlow

Track your spending effortlessly with an AI-powered expense manager designed for Indian users. It categorizes transactions, helps you budget, and offers insights into your financial habits. Securely import bank statements and manage shared expenses with family.

Highlights
  • AI-powered expense tracking
  • Pre-tagged Indian merchants
  • Offline functionality
  • Budgeting and savings goals
  • Bank statement import
  • Shared expense management
  • AI financial coach
Features
Read full description

ExpenseFlow is the fast, private way to track daily spending. Type "coffee 4.50" and you're done — AI files it under the right category instantly. No bank logins, no spreadsheets, no clutter. PRIVATE BY DESIGN — OUR PROMISE Some expense apps want access to your messages or inbox to auto-log purchases. ExpenseFlow deliberately does not — and never will. Nothing in the app reads your texts or email. Automatic help comes only from actions you choose: quick-typing a line, speaking a voice note, snapping a receipt, or sharing a screenshot. NEW — IMPORT FROM A SCREENSHOT (Premium) Screenshot your bank app, card app or payment history — or a single payment notification — and bring it into ExpenseFlow. Share it straight from Photos, or pick it from the Add screen. AI reads the amount, the merchant and the date, suggests a category and subcategory, and shows you every entry to confirm and edit before anything is saved. Send them to your personal ledger, a shared group, a business, or an office trip. Screenshots are used only to pull out the transactions and are not kept. LOG AN EXPENSE IN SECONDS • Quick Add: type "groceries 62" — amount, category, done • Voice input, processed on-device • Receipt scanner: photograph a receipt, AI reads the total (Premium) • Import from a screenshot of your payment history (Premium) • Recurring bills suggested on schedule — always with your confirmation AI THAT WORKS FOR YOUR MONEY • Auto-categorization that learns your merchants • AI Coach: ask "how much did I spend eating out?" or "can I afford this?" — answers computed from your real numbers • Month-end forecast and smart insights that catch creeping subscriptions BUDGETS THAT MAKE SENSE • 50/30/20 made visual: Essentials / Lifestyle / Savings • Safe-to-Spend: one number for what's actually free to spend today • Category budgets, savings goals, streaks, weekly review SPLIT & SHARE (PREMIUM) • Groups for roommates, trips, and family — split, track balances, settle up • Give the group its own categories — everyone sees the same list • Business mode for side-hustle income & expenses • Multi-currency support for travel YOUR DATA, YOUR RULES • Works fully offline; syncs securely when online • Free JSON & CSV export — your data is never held hostage • Face ID / Touch ID app lock • Delete your account and all data in-app, any time Premium is a monthly or yearly auto-renewing subscription with a 7-day free trial for new subscribers. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage or cancel in Settings. Terms: https://expenseflow-mobile-app-web.web.app/terms.html Privacy: https://expenseflow-mobile-app-web.web.app/privacy.html

About

Splittify

Features
Read full description

Splittify makes splitting bills with friends effortless. Whether it's a group trip, shared flat, dinner out, or everyday expenses, Splittify tracks who paid, who owes what, and the simplest way for everyone to settle up. CREATE GROUPS Start a group for your trip, flat, friends, or any shared costs. Add people by email, phone, or straight from your contacts. SPLIT ANY EXPENSE Add expenses and split them your way — equally, by exact amounts, or by percentage. Splittify does all the math for you. SEE WHO OWES WHO Instantly see clear balances across your group. No more confusion about who paid for what or who still owes. SETTLE UP THE SMART WAY Splittify simplifies debts down to the fewest possible payments, so settling up is quick and painless. WHY SPLITTIFY - Clean, simple design that's easy to use - Multiple split types — equal, exact, or percentage - Clear balances and settlement suggestions - Add friends by email, phone, or contacts - Sign in with email, Google, or Apple - Activity feed to track group changes Split smart. Settle fast. Download Splittify today.

Screenshots

ExpenseFlow4 screens
Splittify4 screens

Verdict

The call

The clearest difference is ads: Splittify at none against ExpenseFlow's shown. Splittify also leads on iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences Ā· 6 level
ExpenseFlow versus Splittify: the parameters behind the verdict, then further details
ParameterExpenseFlowSplittify
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 5 days—
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size92 MB28 MB
Age rating4+4+
DeveloperJaya JambhulkarMirza Sufian

In-app purchases

None

ExpenseFlow

No in-app purchases

None

Splittify

No in-app purchases

Questions

Is ExpenseFlow free?
ExpenseFlow is free to download, with no in-app purchases.
Is Splittify free?
Splittify is free to download, with no in-app purchases.
Do ExpenseFlow or Splittify have ads?
ExpenseFlow shows ads; Splittify does not.

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