Divly vs CoupleExpenses
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Divly
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Divly is the easiest way to split bills and track shared expenses with friends, roommates, partners, and travel groups β without giving up your email, watching ads, or hitting a wall after one trip. WHY DIVLY IS DIFFERENT - No account required. Open the app and start splitting expenses in 10 seconds. - 1 active groups for free. Archive a finished trip and start a new one β no quota games. - No ads. Ever. Premium is optional, not pressured. - Native iOS, built with SwiftUI + SwiftData. Fast, offline-first, dark-mode polished. PERFECT FOR - Roommates: rent, groceries, utilities, and the small store runs that pile up. Track who owes what without group chats. - Couples: daily spending, weekly groceries, and one clean settle-up at month-end. Divide costs fairly, automatically. - Travel groups: hotels, taxis, tickets β log expenses on the go, settle before the airport. - Friends and dinners: nights out, weekend plans, the "I'll send it later" pile. THE CORE FLOW 1. Create a group with an emoji, color, and currency (30 supported). 2. Add an expense β pick who paid, choose equal or custom split. 3. Open the Balances tab. See the minimum number of payments to clear all debts. 4. Tap a payment to mark it settled. Confetti when the group is fully even. SMART DEBT SIMPLIFICATION Divly's algorithm finds the fewest possible transactions to settle the whole group. If three roommates owe each other in a circle, you'll see one transfer β not three. PRIVACY-FIRST DESIGN Your data lives on your device. Optional iCloud backup uses your Apple ID β no Divly servers in the loop. Receipt scanning runs on-device with Apple's Vision framework. We don't sell, share, or sniff your data. DIVLY PREMIUM Optional upgrade for power users: - Unlimited groups - Receipt scanning (OCR) β snap a photo, auto-fill the amount - iCloud backup with version history - Spending statistics by category and per person - Recurring expenses (monthly bills, rent, subscriptions) - Percentage splits (great for unequal incomes) - Home Screen widget showing your top group balances - CSV export for your records The yearly Premium plan is shown in your local currency on the App Store; a monthly plan is also available. If shared expenses come up every week, the yearly plan is easily the smartest choice. DESIGNED FOR REAL LIFE - 30 currencies with up-to-date conversion (premium) - Dark mode and Liquid Glass-ready visuals - Haptic feedback on every interaction that matters - Confetti when a group is fully settled - Onboarding that asks how you'll use the app (housemates, couple, trip, social) and shapes the first screen LANGUAGES Available in English, Turkish, German, Spanish, French, and Russian. NO HIDDEN GOTCHAS - No ads - No tracking SDKs - No daily transaction limit - No mandatory signup - No "create account to export your data" trick If shared expenses have felt slow or cluttered with other apps β give Divly a try. Have feedback? Tap Settings β About β Email Support. We read everything. --- Auto-renewable subscription. Payment is charged to your Apple Account at confirmation of purchase. Subscription auto-renews unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in Apple Account settings. Privacy Policy: https://divly.app/privacy Terms of Use: https://divly.app/terms
CoupleExpenses
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Two people, one clear picture of the money β without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two people: you and your partner. Add an expense in seconds, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly. WHO PAID, AT A GLANCE Each expense records who paid for it. No splitting math, no running tabs β just an honest picture of your household spending. SEE THE MONTH BEFORE IT DISAPPEARS Enter your income and watch what is left after spending and saving. Category breakdowns show where the money really goes. SAVE TOWARD SOMETHING TOGETHER Set shared goals β a trip, a deposit, a new couch β and put money aside toward them. Savings stay separate from spending, so your totals stay honest. CATEGORY BUDGETS THAT WARN YOU Set a monthly limit per category and get a heads-up at 80% and again when it is spent. KNOW THE MOMENT IT HAPPENS Your partner gets a notification the second you add an expense. No more "did you pay for that?" EVERYTHING ELSE YOU NEED β’ Receipt photos attached to any expense β’ CSV export of your full history β’ Face ID lock β’ Works offline β entries sync when you are back online β’ 38 currencies β’ English and Russian ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free, forever. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $4.99 per month or $29.99 per year, and both plans start with a 7-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: CoupleExpenses at 15.0 against Divly's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Divly sells 2 in-app purchases, starting at $5.99 per month and CoupleExpenses sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Divly ships an update every 2 days, CoupleExpenses daily. The most recent releases landed on October 8, 2026 and October 3, 2026 respectively.
| Parameter | Divly | CoupleExpenses |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days | Daily β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.0 β better |
| Further details β not scored | ||
| Size | 25 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | MEHMET FATIH KUTLAR | Andrei Kazimov |
In-app purchases
Divly
- Divly Premium Monthly$5.991 Month
- Divly Premium Yearly$29.991 Year
CoupleExpenses
- Premium Monthly7 Days trial$4.991 Month
- Premium Yearly7 Days trial$29.991 Year









