Expenses vs SplitCircle AI Expense Tracker

Split any bill in seconds. Track every expense. Stay on budget — together or solo. Whether you're splitting a hotel bill on a group trip, managing rent with roommates, tracking finances as a couple, or monitoring your own monthly spend — Expenses is the only app you need. SPLIT BILLS & SETTLE UP FAST • Split any expense equally, by percentage, or custom amount • Add friends, family, or roommates as participants • Track who owes what with real-time balance updates • Settle up in one tap and create separate spaces for trips, roommates, and couples • Share group trips via iCloud — everyone sees updates instantly BUILT FOR COUPLES • Dedicated couple workspace designed for two • Track household income, shared bills, and personal expenses separately • See each other's balances, settle up instantly, and view combined monthly spending • Manage shared subscriptions, EMIs, and monthly commitments together TRACK YOUR PERSONAL EXPENSES • Log daily expenses by category — food, travel, shopping, and bills • Beautiful donut charts and monthly rollup analytics • Set monthly budgets and get alerts before you overspend • Track income alongside spending for a complete financial picture • Custom categories so you can organize expenses your way SCAN RECEIPTS — NO TYPING NEEDED • Point your camera at any receipt and let the app do the rest • AI automatically reads the amount, date, and merchant name • Attach scanned receipts to expenses for a complete paper trail • Never lose a receipt — everything stored securely in iCloud AI SPENDING COACH • Get personalized insights based on your actual spending — not generic tips • Automatically spot your biggest monthly expense spikes • Receive smart suggestions on where you can reduce spending • Powered by Apple Intelligence — all analysis happens on your device TRACK EMIs, LOANS & SUBSCRIPTIONS • Add all your EMI repayments and loan installments in one place • Track subscriptions like Netflix, Spotify, Amazon Prime, and more • Get a clear picture of your total fixed monthly commitments • Receive due date alerts so you never miss a payment CARD & WALLET TRACKING • Track spending across multiple credit cards in one view • Monitor your digital wallet and mobile payment transactions • See your billing cycle, statement period, and payment due dates • Spot which card you are overspending on before the bill arrives MULTI-CURRENCY SUPPORT • 158 world currencies with live exchange rates • Powered by real-time data from the European Central Bank • Perfect for international travel and group trips abroad • Automatic rate refresh so your totals are always accurate WORKS ON ALL YOUR APPLE DEVICES • Full-featured native app on iPhone, iPad, and Mac • iCloud sync keeps every expense, trip, and budget up to date across all devices • True Mac app with keyboard shortcuts and Mac-native design • iPad optimized with full-screen layouts and side-by-side navigation PRIVACY FIRST • No account sign-up required — works with your existing Apple ID • All AI analysis runs on your device using Apple Intelligence • Your data is never sold or used for advertising • iCloud sync uses Apple's encrypted private database START FREE — UPGRADE WHEN READY • Track personal expenses and split bills completely free • Premium unlocks: AI Coach, receipt scanning, unlimited groups, advanced analytics, and export • 14-day free trial — no credit card required to start • Choose monthly, yearly, or lifetime — pay once and keep Premium forever • Cancel anytime directly from your Apple ID subscription settings • Privacy first - This app does not show third-party ads. Expenses is built for real life — messy group trips, shared flats, relationship finances, and the daily grind of tracking where your money actually goes. No complicated setup. No steep learning curve. Just open the app and start. Download free today and try Premium for 14 days at no cost. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Split Circle is an AI-powered expense manager designed for shared expenses. Split bills, track spending, scan receipts, manage budgets, and settle balances with friends, roommates, couples, families, and travel groups. Powered by AI, Split Circle helps reduce manual work and keeps shared expenses organized in one place. WHY CHOOSE SPLIT CIRCLE? • AI Expense Assistant — Add expenses, ask questions, and manage spending using natural language. • AI Receipt Scanner — Scan receipts and automatically extract amounts, merchants, and dates. • Flexible Bill Splitting — Split expenses equally, by amount, percentage, shares, or individual items. • Simplified Settlements — Reduce the number of payments required to settle group balances. • Budget Management — Create budgets and monitor spending in real time. • Offline Support — Add expenses without an internet connection and sync later. • Multi-Currency Support — Track expenses across different currencies for travel and international groups. • Privacy & Security — Protect your data with Face ID, Touch ID, PIN protection, and biometric authentication. SHARED EXPENSE TRACKING Track expenses across all your circles and keep balances organized in one place. FLEXIBLE BILL SPLITTING • Equal • Exact Amount • Percentage • Shares • Items Support multiple payers and backdated expenses. OFFLINE SUPPORT Add expenses while traveling or when you don't have internet access. Your data syncs automatically when you're back online. SIMPLIFIED SETTLEMENTS Split Circle calculates settlement paths that can reduce the number of transactions between group members. RECEIPT SCANNING Attach photos to expenses. Pro includes OCR receipt scanning that can extract receipt details such as amount, merchant, and date. BUDGET TEMPLATES • Household • Travel • Wedding • Event • Business Trip • Monthly Groceries • Vacation • Birthday Party • Student • Fitness 60+ CURRENCIES Track expenses across different countries and regions. DATA IMPORT Import groups using CSV, including expenses, balances, and members. APP SECURITY • PIN Lock • Face ID • Touch ID • Fingerprint Authentication • Auto-Lock Options PERFECT FOR • Roommates • Friends • Couples • Families • Students • Travel Groups SPLIT CIRCLE PRO • AI Expense Assistant • OCR Receipt Scanning • Itemized Bill Splitting • Recurring Expenses • Personal Budgets • Group Budgets • Budget Approval Inbox • Advanced Analytics SUBSCRIPTION OPTIONS Split Circle is free to use with optional paid plans: • Split Circle Pro Monthly • Split Circle Pro Annual • Split Circle Pro Lifetime • Payment will be charged to your Apple Account at confirmation of purchase. • Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current subscription period. • Subscriptions may be managed and auto-renewal turned off in Apple Account Settings after purchase. • Split Circle can continue to be used without a subscription. Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://split-circle.com/en/terms Privacy Policy: https://split-circle.com/en/privacy