Xpenza vs iLekka

Xpenza — Your Personal Finance Companion Take control of your money with Xpenza, the simple yet powerful expense tracker designed to help you spend smarter and save more. TRACK EVERY TRANSACTION • Add income and expenses in seconds • Organize with categories and custom labels • Import transactions from bank SMS messages • Import bank statements for bulk entry • Support for 34+ currencies with auto-detection SMART BUDGETS • Set daily, weekly, or monthly spending limits • Get alerts before you overspend • Track category-specific budgets like food, transport, or shopping MULTIPLE WALLETS • Manage bank accounts, cash, credit cards, and e-wallets in one place • Track balances across all your accounts SAVINGS GOALS • Set savings targets with deadlines • Track your progress visually • Stay motivated with milestone updates DETAILED REPORTS & CHARTS • Beautiful pie charts and bar graphs • Monthly income vs expense breakdown • Category-wise spending analysis • Export reports as CSV or PDF SPLIT EXPENSES • Split bills with friends and family • Track who owes what • Get reminders for pending payments SUBSCRIPTION TRACKER • Detect and manage recurring subscriptions • Never forget a renewal date • See your total monthly subscription cost SMART INSIGHTS • AI-powered spending tips and recommendations • Financial health score • Cash flow forecasting • Spending streaks to build better habits WIDGETS & LIVE ACTIVITY • Home Screen widget for daily spending at a glance • Live Activity to track your budget in real time ICLOUD SYNC & BACKUP • Automatic iCloud backup and sync • Restore your data on any device • Works offline — syncs when you're back online PRIVACY FIRST • All data stored on your device and your personal iCloud • No servers, no tracking, no ads • No account required — your financial data stays yours CUSTOMIZABLE • Dark mode support • Multiple theme options • Custom categories and labels Download Xpenza today and start your journey to financial freedom.

No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budget—without manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. — HOW IT WORKS — Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. — PRIVACY FIRST — Your financial data belongs to you. • Stored in your own iCloud account • No external servers • No account creation required • No ads • No tracking • No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. — FEATURES — Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. — BUILT FOR INDIA — Designed specifically for Indian banking and payment systems. • UPI transactions • Bank SMS alerts • Debit cards • Credit cards • Net banking • Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. — FREE FOR 60 DAYS — Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: • Monthly Subscription • Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ———————————————————————————— SUBSCRIPTION & PRICING • Payment is charged to your Apple ID upon purchase confirmation. • Subscriptions automatically renew unless cancelled at least 24 hours before renewal. • Your account will be charged for renewal within 24 hours before the current subscription period ends. • Manage or cancel subscriptions anytime from Apple ID Settings → Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ———————————————————————————— iLekka. Know your money.