Expense Tracker App vs SimpleSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker App
Effortlessly manage your finances with an app that automatically extracts transactions from statements. It intelligently categorizes spending, offers manual entry, and helps you plan budgets across multiple accounts. Enjoy a private, offline experience with customizable themes and automated backups.
- Automatic statement import
- Manual expense entry with calculator
- Monthly and yearly budget planner
- Multiple account management
- Subscription tracker
- Offline data storage
- Cloud backup
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BudgetIt - Expense Tracker Take full control of your money with BudgetIt, the smart money manager and budget planner built for people who want clarity over their finances without the complexity. The Smarter Way to Track Expenses Most expense trackers make you do all the work. BudgetIt does not. Simply upload your bank statement, credit card statement, or wallet transaction history, and BudgetIt will automatically extract every transaction, categorize it intelligently, and deliver clear insights into your spending, all without your data ever leaving your device. No manual entry marathon. No guesswork. Just instant financial clarity, done securely and privately. Key Features Smart Statement Import Upload any bank, credit card, or wallet statement and let BudgetIt handle the rest. Transactions are extracted, sorted, and categorized automatically. Get spending insights in seconds, with complete data security. Manual Expense Entry with Built-in Calculator Prefer to log transactions yourself? BudgetIt makes it effortless with a clean, minimal interface and a built-in calculator so you can enter amounts without switching apps. Monthly and Yearly Budget Planner Create multiple budgets for different months or the full year. Set limits across custom spending categories and stay on top of where your money is going before it is gone. Multiple Account Management Manage all your finances in one place. Add and track multiple accounts including bank accounts, credit cards, cash, and digital wallets, with a clear overview of your complete financial picture. Subscription Tracker Never lose track of what you are paying for. Add recurring transactions and use BudgetIt as your subscription tracker to monitor everything from streaming services to memberships and auto-renewals, so nothing quietly drains your account. Beautiful Themes for Every Preference BudgetIt comes with a rich navy default theme that is easy on the eyes. Prefer something else? Switch to light mode for a clean daytime look or AMOLED mode for true blacks that save battery on OLED screens. Cloud Backup and Automated Backups Your financial data is always safe. BudgetIt supports cloud backup with automated backups running in the background, so you never have to worry about losing your records. Offline First, Privacy Always BudgetIt is a fully offline expense manager. All your data stays on your device. No accounts required, no data harvested, no servers storing your personal financial information. Your money information belongs to you and only you. Daily Reminders Build the habit of tracking your finances. Set personalized daily reminders to log your expenses and stay consistent with your budget goals. Who Is BudgetIt For Whether you are trying to cut back on spending, save toward a goal, manage multiple accounts, or simply understand where your salary goes each month, BudgetIt is the budget planner that works the way you think. It is designed for individuals, freelancers, and anyone who wants a powerful yet private money manager in their pocket. Download BudgetIt today and turn your financial chaos into financial confidence. Terms of Service - https://vinztech.app/budgetit/tandc.html Apple Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy - https://vinztech.app/budgetit/privacy_policy.html
SimpleSpend
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Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/
Screenshots
Verdict
The clearest difference is update cadence: SimpleSpend at every 8 days against Expense Tracker App's every 3 weeks. Expense Tracker App's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker App sells 3 in-app purchases, starting at $1.99 per month and SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.
Expense Tracker App ships an update every 3 weeks, SimpleSpend every 8 days. The most recent releases landed on October 9, 2026 and October 18, 2026 respectively.
| Parameter | Expense Tracker App | SimpleSpend |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 3 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 55 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | Vineet Ranjan | 杭 李 |
In-app purchases
Expense Tracker App
- BudgetIt Ultimate Monthly Access$1.991 Month
- BudgetIt Ultimate Yearly Access$7.991 Year
- BudgetIt Ultimate Lifetime Access$14.99
SimpleSpend
- SimpleSpend Pro$4.991 Year
- SimpleSpend Pro$17.99
Questions
Is Expense Tracker App free?
Is SimpleSpend free?
Do Expense Tracker App or SimpleSpend have ads?
Which is updated more often, Expense Tracker App or SimpleSpend?
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