Comparison

BillStack vs Bill Pay Reminders

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BillStack

Features
Read full description

BillStack — Bill Tracker & Reminder Never miss a bill payment again. BillStack is a simple, private bill tracker that helps you manage all your monthly bills, recurring payments, and due dates in one place — no account required, no cloud sync, no data sharing. TRACK EVERY BILL • Add one-off and recurring bills — monthly, bi-monthly, quarterly, or annual • Set statement dates, scheduled payment dates, and payment confirmation dates • Bills automatically appear each month based on your recurring schedule STAY ON TOP OF DUE DATES • Get notified before bills are due — customizable reminder days and timing • Quiet hours support so reminders only fire when you want them • Due today, upcoming, and overdue indicators at a glance UNDERSTAND YOUR SPENDING • 6-month spending trend chart • Category breakdowns — credit cards, utilities, subscriptions, loans, insurance, transport • Monthly totals and paid vs unpaid summary YOUR DATA STAYS ON YOUR DEVICE • No account or sign-in required • All data stored locally — never sent to any server • Export and import backup files to keep your data safe • Biometric lock (Face ID / Touch ID / fingerprint) to protect your bills BUILT FOR REAL LIFE • Month-by-month navigation — browse past and future months • Recurring bills generate automatically — edit any month individually • Mark bills as paid with one tap • Dark mode support follows your system setting

About

Bill Pay Reminders

Features
Read full description

Avoid late fees with a private bill tracker for recurring bills, due dates, and payments. START WITH THE BASICS • Add bills yourself, set due dates, and record payments. • See overdue, due soon, upcoming, and paid bills in one clear calendar. • Get reminders before a bill becomes a late fee. CONNECT BANKS WHEN YOU WANT TO • Use optional, read-only Plaid connections to find recurring charges, credit card minimum payments, and loan payments. • Paidly.To can never move money, make payments, or access your bank login credentials. USEFUL REMINDERS • Get reminders before due dates. • Open a biller or bank payment page when it is time to pay. BUILT FOR PRIVACY Your bill data is encrypted on your device. Bank connections are optional. Paidly.To does not create an advertising profile or sell your information. PLANS Free: Manual bill tracking, reminders, and the calendar. Standard: Up to two connected banks and multi-device sync for $5.99/month. Eligible new subscribers may receive a seven-day free trial. Premium: Unlimited connected banks for $9.99/month. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel subscriptions in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Paidly.To Terms of Service: https://www.paidly.to/terms Privacy Policy: https://www.paidly.to/privacy

Screenshots

BillStack4 screens
Bill Pay Reminders4 screens

Verdict

The call

The clearest difference is in-app purchases: BillStack at none against Bill Pay Reminders's 2. Bill Pay Reminders's advantage is update cadence (every 2 days vs every 9 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Bill Pay Reminders sells 2 in-app purchases, starting at $5.99 per month. BillStack asks for nothing beyond the download.

UpkeepUpdate frequency

BillStack ships an update every 9 days, Bill Pay Reminders every 2 days. The most recent releases landed on September 16, 2026 and September 10, 2026 respectively.

Scorecard2 real differences Ā· 4 level
BillStack versus Bill Pay Reminders: the parameters behind the verdict, then further details
ParameterBillStackBill Pay Reminders
PriceFreeFree
Update frequencyEvery 9 daysEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size32 MB48 MB
Age rating4+4+
DeveloperNishar Ahmed GuguduOak & Finch Interactive LLC

In-app purchases

None

BillStack

No in-app purchases

2 purchases

Bill Pay Reminders

Subscriptions2
  • Standard$5.991 Month
  • Premium$9.991 Month

Questions

Is BillStack free?
BillStack is free to download, with no in-app purchases.
Is Bill Pay Reminders free?
Bill Pay Reminders is free to download, with in-app purchases available.
Do BillStack or Bill Pay Reminders have ads?
Neither BillStack nor Bill Pay Reminders shows ads.
Which is updated more often, BillStack or Bill Pay Reminders?
BillStack ships an update every 9 days, and Bill Pay Reminders every 2 days. Most recently, BillStack was updated on September 16, 2026 and Bill Pay Reminders on September 10, 2026.

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