BillStack vs Budgetti

BillStack — Bill Tracker & Reminder Never miss a bill payment again. BillStack is a simple, private bill tracker that helps you manage all your monthly bills, recurring payments, and due dates in one place — no account required, no cloud sync, no data sharing. TRACK EVERY BILL • Add one-off and recurring bills — monthly, bi-monthly, quarterly, or annual • Set statement dates, scheduled payment dates, and payment confirmation dates • Bills automatically appear each month based on your recurring schedule STAY ON TOP OF DUE DATES • Get notified before bills are due — customizable reminder days and timing • Quiet hours support so reminders only fire when you want them • Due today, upcoming, and overdue indicators at a glance UNDERSTAND YOUR SPENDING • 6-month spending trend chart • Category breakdowns — credit cards, utilities, subscriptions, loans, insurance, transport • Monthly totals and paid vs unpaid summary YOUR DATA STAYS ON YOUR DEVICE • No account or sign-in required • All data stored locally — never sent to any server • Export and import backup files to keep your data safe • Biometric lock (Face ID / Touch ID / fingerprint) to protect your bills BUILT FOR REAL LIFE • Month-by-month navigation — browse past and future months • Recurring bills generate automatically — edit any month individually • Mark bills as paid with one tap • Dark mode support follows your system setting

Budgeting with someone else usually means one person tracking everything and the other finding out at the end of the month. Budgetti is built for two. You both add expenses to the same week. Your partner logs a grocery run and it's on your phone a second later — same total, same categories, no reconciling, no "did you get that one?" SHARE A BUDGET IN SECONDS Create a budget, share a six-character code, and they're in. No account setup on their side beyond signing in with Apple. KNOW AS IT HAPPENS Get a notification the moment the other person adds an expense, and when a category runs past what you planned. Turn any of it off in Settings. SEE THE WEEK, OR THE MONTH A running total that shows whether you're on pace, spending broken down by category, and a separate line for each person so you can see who's driving it. INCOME, NOT GUESSWORK Most budget apps ask you to invent a limit for "Shopping". Budgetti asks what you actually know: what you earn, and what's already committed. Set your take-home pay — weekly, every two weeks, or monthly — add rent and bills with the day they come out, and it works out what's genuinely free to spend. SEE MONEY BEFORE IT MOVES A 30-day view of what's coming in and going out, so the week where rent lands two days before payday is visible before you get there. SAVE ON PURPOSE Set aside an amount on a schedule and it's treated as committed, not spendable. WHAT IT DOESN'T DO No bank logins. No ads. No selling anything to anyone. Expenses are typed in, which takes a few seconds and means nothing surprising ever shows up in your budget. Free, with no in-app purchases.