Bills Tracker vs Payment Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bills Tracker
Manage recurring expenses and income with a clear overview of upcoming payments. Organize bills by month, set budget goals, and receive timely reminders to avoid late fees. All your financial data is stored locally for maximum privacy.
- Dashboard overview
- Monthly bill organization
- Recurring bill setup
- Customizable categories
- Budget goals
- Income tracking
- Bill reminders
- Calendar view
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Bills Tracker is the simple, powerful way to take control of your monthly bills and expenses. Designed for people who want to stay on top of their finances without the complexity of traditional budgeting apps. Whether you're managing rent, utilities, subscriptions, or any recurring expense, Bills Tracker gives you a clear picture of what's due, what's paid, and what's coming up — all at a glance. KEY FEATURES Dashboard at a Glance See your full financial picture the moment you open the app. Your dashboard shows total expenses, income, payment progress, and urgent bills that need attention right away. Monthly Bill Management Organize bills by month with automatic status tracking. Bills are marked as overdue, due today, due tomorrow, or upcoming so you always know what needs your attention first. Master Bill List Set up your recurring bills once and Bills Tracker automatically generates them each month. No more manually adding the same bills over and over. Smart Categories Organize your bills with customizable categories including Housing, Utilities, Transport, Insurance, Subscriptions, Groceries, Health, Education, and more. Create your own categories with custom icons and colors. Budget Goals Set spending targets for each category and track your progress throughout the month. Stay within budget with visual progress indicators. Income Tracking Track your income alongside expenses to get a complete view of your monthly cash flow. Bill Reminders Never miss a due date with customizable reminders. Choose when to be notified so you always pay on time. Calendar View See all your bills laid out on a calendar for easy visual planning of your month ahead. Category Reports Detailed breakdowns of spending by category help you understand where your money goes and find areas to save. PRIVACY FIRST All your data is stored locally on your device. No accounts required, no cloud servers, no data collection. Your financial information stays completely private. WORKS EVERYWHERE Bills Tracker runs natively on iPhone, iPad, and Mac with a beautiful interface optimized for each platform. Your data syncs seamlessly across all your Apple devices with iCloud (Premium). PREMIUM FEATURES Unlock even more with Bills Tracker Premium: Cloud Sync across all devices Smart Insights and Spending Forecasts Subscription Tracker Net Worth Calculator Bill Split with friends and family Payment History Achievements and Year in Review CSV/PDF Export Backup and Restore And much more Download Bills Tracker today and start taking control of your finances.
Payment Tracker
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A payment tracker that respects your money and your privacy. If you have ever lost track of a forgotten subscription, missed a credit card due date, or wondered how much your monthly bills really add up to, PayLog is built for you. It is the calm alternative to wallet apps, budget spreadsheets and aggressive personal finance dashboards. Every recurring charge, loan installment and one-time payment lives in one place, with no account, no cloud upload, no spreadsheet copy-paste and no third-party server in the loop. The philosophy is simple: a bill tracker should help you see what is coming, not turn your spending into a data product. It is built for adults who want a subscription manager and bill reminder that fits invisibly into their week — students, freelancers, parents juggling household expenses, expats with cards in two currencies. Every feature described below is unlocked only with an auto-renewable subscription purchased inside the app. New users receive a 3 day free trial; you may cancel anytime during the trial to avoid being charged. Open the app and the Pay-To-Do list shows exactly what is due today, this week and overdue, sorted by card or account. Bills, subscriptions and installment tracker entries sit side by side, so the streaming service, the rent, the loan tracker for your car and the recurring payments for your gym are all in one calm view. Each item carries a due date, amount, account, category and remaining months on a loan, with smart reminders firing the right number of days before each charge. The calendar view spans the year, charts break down monthly bills by category, and Home Screen and Lock Screen widgets keep your next payment glanceable from the wrist or the bedside. Multi-currency support with automatic conversion handles travel, foreign cards and expat life, while a quick-add flow logs a payment in seconds. The expense tracker side of PayLog totals outflow by account, by category, by month and by year, surfacing patterns like the subscription tracker bills you forgot or the seasonal spikes you keep missing. You can pause a subscription manager entry while you cancel it, mark an installment paid early, and roll one-time payments into trend charts without losing recurring averages. A budget app feel comes from per-category caps and gentle warnings as you approach the limit, never alarms or shaming. The app ships in 39 languages with full accessibility, VoiceOver and Dynamic Type. Your payment log stays on this device — no account, no cloud upload, no analytics, no third-party server reading your finances. Everything works offline, including reminders, the calendar view, the widgets and the charts. It is designed for people who want a payments app that feels like a notebook on their nightstand, not another finance dashboard demanding their attention. Unlock with Pro: • Unlimited payments beyond the free 5 active items • All widgets, themes and premium app icons • Advanced analytics, budgets and year-over-year trends • PDF and CSV export for taxes or your accountant • Custom categories per card or account Subscription Pricing & Terms Features require a subscription. Pricing and terms available in-app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel your subscription and free-trial conversion in Settings > Apple ID after purchase. Any unused portion of the free-trial period will be forfeited when you purchase a subscription.
Screenshots
Verdict
The clearest difference is in-app purchases: Bills Tracker at none against Payment Tracker's 2. Bills Tracker also leads on update cadence (every 2 days vs every 5 days) and device support (3 vs 1). Payment Tracker's advantage is iOS requirement (17.0 vs 26.4). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payment Tracker sells 2 in-app purchases, starting at $2.99 per 7 days. Bills Tracker asks for nothing beyond the download.
Bills Tracker ships an update every 2 days, Payment Tracker every 5 days. The most recent releases landed on October 10, 2026 and October 7, 2026 respectively.
| Parameter | Bills Tracker | Payment Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 days — better | Every 5 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 26.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 4 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Master Global Tech Pty Ltd | Bahattin Duran |
In-app purchases
Bills Tracker
No in-app purchases
Payment Tracker
- PayLog Premium — Weekly3 Days trial$2.997 Days
- PayLog Premium — Monthly3 Days trial$6.991 Month
Questions
Is Bills Tracker free?
Is Payment Tracker free?
Do Bills Tracker or Payment Tracker have ads?
Which is updated more often, Bills Tracker or Payment Tracker?
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