Cent vs 轻舟
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cent
This finance app offers secure, self-hosted data storage via GitHub or WebDAV, eliminating third-party servers. It supports multi-currency transactions, recurring billing, and provides detailed statistical analysis and visualization tools for budget management.
- Self-hosted data storage (GitHub/WebDAV)
- Multi-currency support with real-time conversion
- Recurring billing templates
- Statistical analysis and visualization
- Budget management and progress monitoring
- iOS native support with widgets and shortcuts
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数据完全自持 账本数据保存在你的 GitHub/Gitee 私人仓库或 Web DAV 中，无需任何第三方服务器。通过 GitHub Collaborator 功能即可实现多人协作（需要解锁Cent Pro）。 iOS原生支持 全新液态玻璃设计，支持iOS桌面小组件和快捷指令，彻底摆脱浏览器限制 多币种 & 周期记账 支持 30+ 种国际货币及自定义币种，实时汇率自动转换，适合出国旅行和跨境消费。为订阅服务、自动续费等创建周期记账模板，自动生成账单。 统计分析 & 可视化 多维度筛选与趋势分析、自定义分析视图、预算管理与进度监控。在地图上查看消费足迹
轻舟
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◆ 由财富管理从业者打造的家庭资产记录工具，把散落在各处的账户收进同一张表 ◆ 不做流水账 —— 相比逐笔记账，更倾向于记录真正改变家庭结构的那些变动 ◆ 录一次，投资类净值按行情自动更新：基金、股票、贵金属、加密货币不必手工改数 关于轻舟 轻舟是一款家庭财务记录与管理工具。我们不提供投资顾问或咨询，不代客理财，不介入任何交易环节，也不接触你的真实交易账户。App 内所有内容仅供参考，不构成投资建议；投资有风险，决策须谨慎。 主要功能： ◎ 六类资产一屏看清：流动资金、投资、固定资产、应收款、负债、保障，净资产自动计算 ◎ 投资类净值随行情自动更新（会员） ◎ 多币种自动换算，外币资产自动折算为人民币（会员） ◎ 目标账户：为教育金、退休金设定目标，首页直接看到攒到了哪一步 ◎ 轻舟第一课：从零开始建立家庭理财的基础框架 ◎ 会员专栏：每日内参、周末前瞻、每月私享会、穿越万重山，文章支持音频收听（会员） ◎ 六个计算器：财富自由、复利、房贷、个税、汇率、退休年龄 ◎ 金额一键隐藏；资产信息加密存储，不读取、不接入你的真实交易账户 账号与隐私： ◎ 手机号登录，未注册的手机号会自动创建账号 ◎ 可在「我的 → 设置 → 账户管理」中查询、更正、删除你的信息，并随时注销账号 使用协议: https://lightboat.cc/lightboat/h5/#/subpages/legal/legal?type=user 隐私条款: https://lightboat.cc/lightboat/h5/#/subpages/legal/legal?type=privacy 更多功能在持续开发中，欢迎通过 service@lightboat.cc 反馈意见。
Screenshots
Verdict
The clearest difference is update cadence: 轻舟 at daily against Cent's weekly. 轻舟 also leads on iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cent ships an update weekly, 轻舟 daily. The most recent releases landed on October 28, 2026 and October 26, 2026 respectively.
| Parameter | Cent | 轻舟 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Weekly | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 15 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | 君 周 | 轻舟财富(深圳)科技有限公司 |
In-app purchases
Cent
No in-app purchases
轻舟
No in-app purchases
