Trackonomy vs richAI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Trackonomy
Effortlessly track your spending and manage debts with automated expense capture from your email or Apple Pay. Log expenses via voice, receipt photos, or manual entry, and set budgets with visual alerts. Monitor your financial overview and recurring payments with convenient widgets.
- Automatic expense capture from email/alerts
- Apple Pay payment capture via Shortcuts
- AI-powered expense entry from voice/photos
- Manual expense logging
- Category-based budgeting with warnings
- Owed to me/I owe debt tracking
- Monthly financial overview and recurring payments
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Trackonomy shows you where your money goes without having to write down every expense by hand. AUTOMATIC CAPTURE • Connect your Outlook mailbox or forward your bank's alerts: Trackonomy reads the amount, merchant and date and gets the expense ready for you. • Apple Pay capture: with a shortcut in the Shortcuts app, every Apple Pay payment reaches your inbox the moment you pay. • Nothing is saved without your approval: review it, fix it if needed and confirm. LOG IT YOUR WAY • Say it out loud, snap the receipt or type it in a sentence: AI builds the entry and you confirm it. • Or enter it by hand, in the currency you use. BUDGETS • A limit for every category and a warning before you go over. • Trouble shows in red. DEBTS • "Owed to me" and "I owe", per person. Settling up nets it out automatically. YOUR MONTH AT A GLANCE • Net spend, daily average and how you compare with last month. • Recurring payments and widgets on the Home Screen and Lock Screen. • Works offline and syncs when you're back online. Available in English, Spanish and Portuguese. Some features, such as automatic capture, require Trackonomy Premium (weekly, monthly or yearly subscription). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trackonomy.app/privacy
richAI
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richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type — AI does the rest. THREE WAYS TO ADD AN EXPENSE • Voice input: say what you spent and AI parses the amount, category and note in seconds. • Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. • Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES • Spending by category with clear donut charts. • Trends over time and period-to-period comparison. • Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE • Multi-currency with automatic conversion. • Smart categories with AI-generated icons and colors. • Transaction location saved automatically on a map. • CSV import & export to move your data in and out freely. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit — it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency and multiple accounts. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms
Screenshots
Verdict
The clearest difference is update cadence: richAI at every 3 days against Trackonomy's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Trackonomy sells 3 in-app purchases, starting at $1.99 per 7 days and richAI sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Trackonomy ships an update every 9 days, richAI every 3 days. The most recent releases landed on October 13, 2026 and September 29, 2026 respectively.
| Parameter | Trackonomy | richAI |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 9 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 13 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | VIZIA S.A.C. | Unicorn Group LLC |
In-app purchases
Trackonomy
- Weekly Premium Plan$1.997 Days
- Monthly Premium Plan$3.991 Month
- Yearly Premium Plan7 Days trial$39.991 Year
richAI
- Personal Monthly7 Days trial$4.991 Month
- Family Monthly7 Days trial$7.991 Month
- Personal Yearly1 Month trial$39.991 Year
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- Family Yearly1 Month trial$49.991 Year









