Comparison

Trackonomy vs richAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Trackonomy

Effortlessly track your spending and manage debts with automated expense capture from your email or Apple Pay. Log expenses via voice, receipt photos, or manual entry, and set budgets with visual alerts. Monitor your financial overview and recurring payments with convenient widgets.

Highlights
  • Automatic expense capture from email/alerts
  • Apple Pay payment capture via Shortcuts
  • AI-powered expense entry from voice/photos
  • Manual expense logging
  • Category-based budgeting with warnings
  • Owed to me/I owe debt tracking
  • Monthly financial overview and recurring payments
Features
Read full description

Trackonomy shows you where your money goes without having to write down every expense by hand. AUTOMATIC CAPTURE • Connect your Outlook mailbox or forward your bank's alerts: Trackonomy reads the amount, merchant and date and gets the expense ready for you. • Apple Pay capture: with a shortcut in the Shortcuts app, every Apple Pay payment reaches your inbox the moment you pay. • Nothing is saved without your approval: review it, fix it if needed and confirm. LOG IT YOUR WAY • Say it out loud, snap the receipt or type it in a sentence: AI builds the entry and you confirm it. • Or enter it by hand, in the currency you use. BUDGETS • A limit for every category and a warning before you go over. • Trouble shows in red. DEBTS • "Owed to me" and "I owe", per person. Settling up nets it out automatically. YOUR MONTH AT A GLANCE • Net spend, daily average and how you compare with last month. • Recurring payments and widgets on the Home Screen and Lock Screen. • Works offline and syncs when you're back online. Available in English, Spanish and Portuguese. Some features, such as automatic capture, require Trackonomy Premium (weekly, monthly or yearly subscription). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trackonomy.app/privacy

About

richAI

Features
Read full description

richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type — AI does the rest. THREE WAYS TO ADD AN EXPENSE • Voice input: say what you spent and AI parses the amount, category and note in seconds. • Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. • Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES • Spending by category with clear donut charts. • Trends over time and period-to-period comparison. • Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE • Multi-currency with automatic conversion. • Smart categories with AI-generated icons and colors. • Transaction location saved automatically on a map. • CSV import & export to move your data in and out freely. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit — it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency and multiple accounts. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms

Screenshots

Trackonomy4 screens
richAI4 screens

Verdict

The call

The clearest difference is update cadence: richAI at every 3 days against Trackonomy's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Trackonomy sells 3 in-app purchases, starting at $1.99 per 7 days and richAI sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Trackonomy ships an update every 9 days, richAI every 3 days. The most recent releases landed on October 13, 2026 and September 29, 2026 respectively.

Scorecard1 real difference · 9 level
Trackonomy versus richAI: the parameters behind the verdict, then further details
ParameterTrackonomyrichAI
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 9 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size13 MB14 MB
Age rating4+4+
DeveloperVIZIA S.A.C.Unicorn Group LLC

In-app purchases

3 purchases

Trackonomy

Subscriptions3
  • Weekly Premium Plan$1.997 Days
  • Monthly Premium Plan$3.991 Month
  • Yearly Premium Plan7 Days trial$39.991 Year
4 purchases

richAI

Subscriptions4
  • Personal Monthly7 Days trial$4.991 Month
  • Family Monthly7 Days trial$7.991 Month
  • Personal Yearly1 Month trial$39.991 Year
Show 1 more
  • Family Yearly1 Month trial$49.991 Year

Questions

Is Trackonomy free?
Trackonomy is free to download, with in-app purchases available.
Is richAI free?
richAI is free to download, with in-app purchases available.
Do Trackonomy or richAI have ads?
Neither Trackonomy nor richAI shows ads.
Which is updated more often, Trackonomy or richAI?
Trackonomy ships an update every 9 days, and richAI every 3 days. Most recently, Trackonomy was updated on October 13, 2026 and richAI on September 29, 2026.

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