TillNext vs Sable Spend

Know what you can spend before your next paycheck. TillNext: Paycheck Planner helps you plan the money coming in, the bills going out, and what is left to spend. Enter your current bank balance, add your income and expenses, and keep your plan up to date as payments clear. A CLEAR VIEW OF YOUR CASHFLOW Home puts Available to spend first, followed by a cashflow forecast, monthly income and expenses, and your projected month-end balance. See upcoming items and review what is completed. Tap the information button for your next paycheck, planned bills, and the details behind your spending amount. RECURRING PLANS WITHOUT THE MONTHLY RECOUNT Set up recurring paychecks and bills once. Review their occurrences month by month, adjust an occurrence when plans change, and look back at previous activity. Add one-time income or expenses whenever you need them. LOOK AHEAD WITH THE CALENDAR See projected daily balances alongside scheduled income and expenses. Move between months to plan ahead, then return to the current month with a tap. Expected income belongs in your forecast; mark it received when it arrives. YOUR PLAN, CLOSE AT HAND Small, medium, and large Home Screen widgets keep your Till Next amount visible. Quick-add controls let you enter one-time income and expenses, while the large widget shows upcoming items. FREE PLANNING. OPTIONAL SUPPORT. Every planning feature is free, with no ads, subscription, or trial countdown. An optional one-time Supporter purchase adds extra accent colors. Previous lifetime unlock owners keep access to supporter colors. PRIVATE BY DESIGN TillNext works locally on your iPhone. There is no account, bank connection, analytics, or tracking. Export your plan as a CSV or choose a backup through Files or iCloud Drive. Your planning data stays on your device unless you choose to export or back it up. Features: - Available to spend and projected month-end balance - Cashflow chart and daily calendar balances - Recurring income and bill schedules - One-time income and expense entries - Received, pending, paid, and skipped status tracking - Previous occurrence history - Optional on-device reminders - Small, medium, and large Home Screen widgets - CSV export and restore, plus backup options - Light and dark mode TillNext is for personal planning only and does not provide financial, tax, legal, investment, credit, or banking advice. Always check your actual accounts before spending or making payments.

Give every dollar a job, see your real net worth, and pay your Zakat with confidence. Sable puts every account, budget and goal in one private app, in US and Canadian dollars. SEE YOUR NET WORTH, CLEARLY • Link checking, savings, credit cards, 401(k), IRA and investment accounts at 12,000+ banks in the US and Canada through Plaid • Add manual accounts for anything else: cash, property, a car loan • Net worth history and a forecast that shows when you reach your goals ZERO-BASED BUDGETS THAT MATCH YOUR REAL SPENDING • Sable suggests budgets from your actual spending, so you start in minutes • Every transaction is categorized for you, with rules you control • Bills and subscriptions are found for you, so forgotten charges stop SAVINGS GOALS YOU CAN FUND • Set goals for an emergency fund, a home, a trip or a new car • Assign money from real accounts and see the time to each goal ZAKAT AND HALAL TOOLS (OPTIONAL) • Zakat calculator with live gold and silver prices for an accurate nisab • Uses your real account balances, not a guess • Ethical spending report that shows spending at flagged companies MONEY FOR TWO • Create a household and share accounts, budgets and goals with your partner • See how you do together and one by one CANADIAN AND US DOLLARS, DONE RIGHT • Each account keeps its own currency • Totals convert at live exchange rates, in the currency you choose ASK YOUR MONEY ASSISTANT • Ask "Where did my money go this month?" or "Can I afford this trip?" • Answers come from your own transactions, and the assistant can set up budgets and goals for you PRIVATE BY DEFAULT • Bank connections are read-only, through Plaid. Sable never sees your bank password • Your data is encrypted and never sold • Your AI chats are never used to train models Sable is a personal finance tool. It is not a bank or a financial advisor. Also on the web at www.sablespend.com Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/