iLekka vs Dot

No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budget—without manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. — HOW IT WORKS — Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. — PRIVACY FIRST — Your financial data belongs to you. • Stored in your own iCloud account • No external servers • No account creation required • No ads • No tracking • No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. — FEATURES — Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. — BUILT FOR INDIA — Designed specifically for Indian banking and payment systems. • UPI transactions • Bank SMS alerts • Debit cards • Credit cards • Net banking • Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. — FREE FOR 60 DAYS — Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: • Monthly Subscription • Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ———————————————————————————— SUBSCRIPTION & PRICING • Payment is charged to your Apple ID upon purchase confirmation. • Subscriptions automatically renew unless cancelled at least 24 hours before renewal. • Your account will be charged for renewal within 24 hours before the current subscription period ends. • Manage or cancel subscriptions anytime from Apple ID Settings → Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ———————————————————————————— iLekka. Know your money.

Know exactly how much you have left to spend today. Dot is a minimal daily budget tracker. Set a daily limit, log expenses as you go, and close each day with a single hold. That's it. HOW IT WORKS • Set your budget — pick a daily spending limit in seconds • Log as you go — tap + after every purchase, pick a category, done • Close the day — hold the button at night to mark it complete and build the habit FEATURES • Budget circle — your remaining balance, always front and center • Category colors — Food, Transport, Shopping, Fun, Other • Hold-to-close ritual — a satisfying end-of-day habit • 28-day heatmap — see your streak at a glance • Lookback calendar — tap any past day to review every expense PRIVACY FIRST Zero data collected. No account. No cloud. No analytics. No ads. Everything stays on your iPhone, always. Free to download. No subscription. No catch.