iLekka vs Expenditi Expense Manager

No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budget—without manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. — HOW IT WORKS — Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. — PRIVACY FIRST — Your financial data belongs to you. • Stored in your own iCloud account • No external servers • No account creation required • No ads • No tracking • No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. — FEATURES — Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. — BUILT FOR INDIA — Designed specifically for Indian banking and payment systems. • UPI transactions • Bank SMS alerts • Debit cards • Credit cards • Net banking • Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. — FREE FOR 60 DAYS — Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: • Monthly Subscription • Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ———————————————————————————— SUBSCRIPTION & PRICING • Payment is charged to your Apple ID upon purchase confirmation. • Subscriptions automatically renew unless cancelled at least 24 hours before renewal. • Your account will be charged for renewal within 24 hours before the current subscription period ends. • Manage or cancel subscriptions anytime from Apple ID Settings → Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ———————————————————————————— iLekka. Know your money.

Expenditi is a privacy focused expense manager built for freelancers, creators, and solopreneurs. Enjoy a completely ad free experience as you scan receipts, see exactly what you pay in subscriptions every month, and export clean reports — with no account and no login. Your records live on your phone, not in someone's cloud. SCAN RECEIPTS IN SECONDS • Snap a photo — Expenditi reads the merchant, total, tax, and date for you • Scanning uses our secure parsing service to turn the photo into text; the image is processed and discarded, never stored on our servers • The finished record — and the receipt image — is saved only on your device • Review and fix any field before saving; low-confidence fields are flagged • Search the actual text on every receipt — find "that AWS bill from August" instantly KNOW YOUR RECURRING PAYMENTS • See your true monthly burn — every recurring app and service in one place • Yearly plans amortised to a monthly figure, plus a "next 30 days due" total • Reminders before each renewal so nothing surprises you • One tap on a reminder logs the payment — no receipt photo needed • Track loan EMIs and instalments next to your subscriptions, filtered separately when you want them apart • Tap through to a service's cancellation page when you're done paying for it ORGANIZE FOR WORK & CLIENTS • Tag expenses by project, billable status, and payment method • Manual mileage logging with custom rates • Auto-categorization that learns — correct a category once and it sticks forever • Lend money and track it — log a loan, mark it received when repaid • Filter reports by project to separate client spend from your own • Export to CSV for your accountant, or a polished PDF summary with charts SEE WHERE MONEY GOES • Category breakdown pie chart for any date range • 6-month spending trends with top movers highlighted • Quick filters: today, this month, last month, custom range, and more PRIVATE BY DESIGN • 100% ad free, no account, no login, and no usage tracking • As a truly privacy focused expense manager, your receipts and financial records are stored only on your device • Receipt photos are sent for parsing but never kept on our servers • Optional biometric lock (fingerprint / face) • Exports go only where you send them — your own Drive, email, or Files • Free. No in-app purchases, no paywall, no trial. BACKUP & RESTORE • Back up your data to your own Google Drive and restore it on a new phone. The backup goes to your Drive account — we never see it and it never touches a server of ours. • For manual exports, export your data as CSV to your device. Privacy focused expense manager. Receipt scanner. Subscription tracker. Mileage log. 100% ad free and private.