Truly Simple Envelopes vs Tuck

Managing money is stressful, and modern budgeting apps usually make it worse. They connect to your bank, download hundreds of transactions you don't recognize, bombard you with confusing pie charts, and charge you a hefty monthly subscription for the privilege. Truly Simple Envelopes is the opposite. It’s a digital version of the classic "cash stuffing" envelope method, built to be visually calm, completely manual, and intentionally friction-free. It never links to your bank accounts or automatically pulls in data. Instead, it asks you to mindfully put money into digital envelopes, and manually subtract it when you spend. By stripping away the bloat and focusing entirely on how much money you have left for different priorities, it brings peace of mind back to your finances while helping you develop healthy and sustainable financial habits. The core app, including iCloud syncing between your devices, is entirely free. If you find it useful, a one-time, lifetime $4.99 fee unlocks unlimited envelopes. Features: • The Main Wallet: A central holding bucket for all unallocated income. Add your paycheck here, then distribute the cash to your categories. • Custom Envelopes: Create dedicated folders for Groceries, Rent, Vacation, etc. Customize them with tactile, earthy colors and native Apple icons. • iCloud Sync: Built natively for Apple devices. Your balances and transactions sync instantly and privately across your Mac, iPhone, and iPad. • Accessible: Designed strictly to WCAG AA accessibility standards. Enjoy high-contrast text, large touch targets, and full support for Apple's Dynamic Type text scaling. • Complete Control: Swipe to delete a mistaken transaction, use the built-in Reconcile tool to clean up duplicate sync records, or hit the "Reset App Data" button to completely wipe your slate clean at any time. • Proudly Subscription-Free: We hate recurring billing as much as you do. Stick with the free version, or pay once and use the software forever. No ads, no trackers, no hidden fees.

Tuck helps you save for the expenses you already know are coming — insurance, holidays, car repairs, taxes, the December gifts — before they catch you off guard. It's built around one simple idea: sinking funds. Instead of scrambling when a big bill lands, you set a little aside each month so the money is already there when you need it. Most budgeting apps bury this in a hundred other features. Tuck does one thing, beautifully. HOW IT WORKS - Create a fund for anything you're saving toward - Set a target amount and a date - Tuck tells you exactly how much to set aside each month - Log contributions as you go and watch each fund fill up - See your total monthly plan across every fund at a glance KNOW YOUR NUMBER The home screen shows the one number that matters: how much to set aside this month across all your funds. No spreadsheets, no guesswork. STAY ON TRACK - Visual progress for every fund - Projected finish dates based on your pace - Monthly reminders so you never forget to fund your pots PRIVATE BY DESIGN Your data stays on your device and in your own iCloud. No accounts. No bank connections. No ads. No tracking. We can't see your information, and we never collect it. TUCK PREMIUM Upgrade to unlock unlimited funds, insights and projections, monthly reminders, and export. Tuck Premium is an auto-renewable subscription, available as: - Yearly - Monthly - Weekly Prices are shown in the app and may vary by region. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings at any time after purchase. Tuck is a personal tracking tool to help you plan your savings. It does not provide financial, investment, or tax advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.keremkarayagiz.com.tr/tuck/privacy.php