拍单记账 vs Riyu

拍单记账 — 拍张截图，账单自动录入。 【核心功能】 • 截图识别：支付宝、微信消费页、淘宝/京东订单、外卖订单、线下小票，一张截图自动识别金额、商家、分类 • 收支管理：支持消费与收入双向记录，自动分类 • 账单统计：按日、月、年查看消费趋势，分类占比一目了然 • 预算管理：设置月度预算，超支提醒 • 数据安全：所有账单数据仅存储在您的设备本地，不上传服务器 • 应用锁：支持 Face ID / Touch ID 保护隐私 • 数据导出：支持 CSV 格式导出，方便备份和分析 【使用方式】 进入「录入」页 → 选择消费截图 → AI 自动识别 → 确认后一键入账 【隐私说明】 本应用不收集任何个人身份信息，账单数据仅保存在您的设备上。AI 识别功能需自行配置豆包 API Key（免费额度充足）。

Riyu is a simple daily budget app built around one question: How much can I spend today? Set your income, fixed expenses, and savings plan. Riyu turns the available amount into a daily budget. Unused money rolls forward, while overspending is reflected in the days ahead—so your budget adapts to real life. KEY FEATURES • Daily budget: See what you can safely spend today • Quick expense entry: Record amount, category, note, and time • Rolling balance: Carry unused budget or overspending into future days • Monthly overview: Understand spending trends and budget progress • Home Screen widget: Check today's balance without opening the app • Shortcuts: Record expenses faster • iCloud sync: Keep data in sync across your Apple devices • Shared budgets: Invite up to 5 people to manage one budget together PRIVACY FIRST Your data stays on your device and in your private iCloud database. Shared budgets use Apple CloudKit sharing. Riyu is free to download. You can explicitly start a one-month, device-local trial of core write features. The trial does not renew or charge automatically. A separate one-time in-app purchase permanently unlocks core write features. Shared-budget collaboration for the owner is an auto-renewing monthly subscription, manageable or cancellable in Apple Account subscription settings. Privacy Policy: https://riyu.tandio.cn/privacy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/