Comparison

SpendGrid vs ExpenseFlow

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendGrid

Features
Read full description

SpendGrid: Expense Tracker Take control of your money with SpendGrid โ€” your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES โ€ข Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. โ€ข Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more โ€” then customize or create your own with personal color labels. โ€ข Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. โ€ข Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. โ€ข Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. โ€ข Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. โ€ข Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities โ€” all in one place. โ€ข Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet โ€” great for backups, tax prep, or sharing with an accountant. โ€ข Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. โ€ข Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: โ€ข iCloud backup & restore to keep your data safe across devices โ€ข Unlimited budgets per category โ€ข Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html

About

ExpenseFlow

Track your spending effortlessly with an AI-powered expense manager designed for Indian users. It categorizes transactions, helps you budget, and offers insights into your financial habits. Securely import bank statements and manage shared expenses with family.

Highlights
  • AI-powered expense tracking
  • Pre-tagged Indian merchants
  • Offline functionality
  • Budgeting and savings goals
  • Bank statement import
  • Shared expense management
  • AI financial coach
Features
Read full description

ExpenseFlow is the fast, private way to track daily spending. Type "coffee 4.50" and you're done โ€” AI files it under the right category instantly. No bank logins, no spreadsheets, no clutter. PRIVATE BY DESIGN โ€” OUR PROMISE Some expense apps want access to your messages or inbox to auto-log purchases. ExpenseFlow deliberately does not โ€” and never will. Nothing in the app reads your texts or email. Automatic help comes only from actions you choose: quick-typing a line, speaking a voice note, snapping a receipt, or sharing a screenshot. NEW โ€” IMPORT FROM A SCREENSHOT (Premium) Screenshot your bank app, card app or payment history โ€” or a single payment notification โ€” and bring it into ExpenseFlow. Share it straight from Photos, or pick it from the Add screen. AI reads the amount, the merchant and the date, suggests a category and subcategory, and shows you every entry to confirm and edit before anything is saved. Send them to your personal ledger, a shared group, a business, or an office trip. Screenshots are used only to pull out the transactions and are not kept. LOG AN EXPENSE IN SECONDS โ€ข Quick Add: type "groceries 62" โ€” amount, category, done โ€ข Voice input, processed on-device โ€ข Receipt scanner: photograph a receipt, AI reads the total (Premium) โ€ข Import from a screenshot of your payment history (Premium) โ€ข Recurring bills suggested on schedule โ€” always with your confirmation AI THAT WORKS FOR YOUR MONEY โ€ข Auto-categorization that learns your merchants โ€ข AI Coach: ask "how much did I spend eating out?" or "can I afford this?" โ€” answers computed from your real numbers โ€ข Month-end forecast and smart insights that catch creeping subscriptions BUDGETS THAT MAKE SENSE โ€ข 50/30/20 made visual: Essentials / Lifestyle / Savings โ€ข Safe-to-Spend: one number for what's actually free to spend today โ€ข Category budgets, savings goals, streaks, weekly review SPLIT & SHARE (PREMIUM) โ€ข Groups for roommates, trips, and family โ€” split, track balances, settle up โ€ข Give the group its own categories โ€” everyone sees the same list โ€ข Business mode for side-hustle income & expenses โ€ข Multi-currency support for travel YOUR DATA, YOUR RULES โ€ข Works fully offline; syncs securely when online โ€ข Free JSON & CSV export โ€” your data is never held hostage โ€ข Face ID / Touch ID app lock โ€ข Delete your account and all data in-app, any time Premium is a monthly or yearly auto-renewing subscription with a 7-day free trial for new subscribers. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage or cancel in Settings. Terms: https://expenseflow-mobile-app-web.web.app/terms.html Privacy: https://expenseflow-mobile-app-web.web.app/privacy.html

Screenshots

SpendGrid4 screens
ExpenseFlow4 screens

Verdict

The call

The clearest difference is in-app purchases: ExpenseFlow at none against SpendGrid's 3. ExpenseFlow also leads on iOS requirement (16.0 vs 18.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SpendGrid sells 3 in-app purchases, starting at $1.99 per month. ExpenseFlow asks for nothing beyond the download.

UpkeepUpdate frequency

SpendGrid ships an update every 3 days, ExpenseFlow every 4 days. The most recent releases landed on September 10, 2026 and September 22, 2026 respectively.

Scorecard2 real differences ยท 6 level
SpendGrid versus ExpenseFlow: the parameters behind the verdict, then further details
ParameterSpendGridExpenseFlow
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 3 days โ€” betterEvery 4 days
AdsYesYes
In-app purchasesYesNo โ€” better
Monetizationโ€”Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.616.0 โ€” better
Further details โ€” not scored
Size19 MB92 MB
Age rating4+4+
DeveloperJanki KachhiyaJaya Jambhulkar

In-app purchases

3 purchases

SpendGrid

Subscriptions2
  • SpendGrid Pro โ€“ Monthly$1.991 Month
  • SpendGrid Pro โ€“ Annual7 Days trial$9.991 Year
One-time1
  • SpendGrid Pro โ€“ Lifetime$24.99
None

ExpenseFlow

No in-app purchases

Questions

Is SpendGrid free?
SpendGrid is free to download, with in-app purchases available.
Is ExpenseFlow free?
ExpenseFlow is free to download, with no in-app purchases.
Do SpendGrid or ExpenseFlow have ads?
Both SpendGrid and ExpenseFlow show ads.
Which is updated more often, SpendGrid or ExpenseFlow?
SpendGrid ships an update every 3 days, and ExpenseFlow every 4 days. Most recently, SpendGrid was updated on September 10, 2026 and ExpenseFlow on September 22, 2026.

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