Comparison

Monetor vs Flow Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Private expense tracker

Free

💰 Finance

No ratingsView app →

About

Monetor

Features

Read full description

Monetor is a premium expense tracker designed for simplicity and power. • Unlimited Auto-Sync: Automatically import your spending via SMS alerts. • Deep Insights: Visualize your net worth and income vs. expenses. • Subscription Manager: Never lose track of your recurring costs again. • Privacy First: Your data stays secure and private. Privacy Policy: https://www.monetor-app.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Flow Expense Tracker

Features

Read full description

Flow Expense Tracker helps you understand spending without giving up your privacy. FREE — CORE TRACKING • Add expenses and income manually • Scan receipts and Thai transfer slips (on-device OCR) • Dashboard with week and month views • Home screen widgets • Recurring bills and income • Face ID / passcode lock • Your data stays on your device by default • Available in English and Thai FLOW PREMIUM (optional) Choose monthly, yearly, or lifetime: • Yearly spending analytics • Custom categories • Smart slip rules • CSV export for accounting • Optional iCloud sync across your Apple devices Private by design. No Sovereign Apps server reads your transactions. Recognition happens on device. Privacy Policy: https://www.sovereignapps.dev/privacy#flow Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Monetor4 screens

Flow Expense Tracker3 screens

Verdict

The call

Monetor and Flow Expense Tracker are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monetor sells 2 in-app purchases, starting at $2.99 per month and Flow Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences

Monetor versus Flow Expense Tracker: the parameters behind the verdict, then further details
Parameter	Monetor	Flow Expense Tracker
Price	Free	Free
Update frequency	Every 3 weeks	Every 3 weeks
Ads	No	No
In-app purchases	Yes	Yes
Devices	iPhone, iPad	iPhone, iPad
Requires iOS	16.0 — better	17.0
Further details — not scored
Size	55 MB	6 MB
Age rating	4+	4+
Developer	Ismat Maarouf	Peeraphol Kamolnawin

In-app purchases

2 purchases

Monetor

Subscriptions2

Monetor Pro - Monthly7 Days trial$2.991 Month
Monetor Pro - Yearly7 Days trial$34.991 Year

3 purchases

Flow Expense Tracker

Subscriptions2

Monthly$0.991 Month
Yearly$7.991 Year

One-time1

Lifetime$12.99

Questions

Is Monetor free?

Monetor is free to download, with in-app purchases available.

Is Flow Expense Tracker free?

Flow Expense Tracker is free to download, with in-app purchases available.

Do Monetor or Flow Expense Tracker have ads?

Neither Monetor nor Flow Expense Tracker shows ads.

Which is updated more often, Monetor or Flow Expense Tracker?

Monetor ships an update every 3 weeks, and Flow Expense Tracker every 3 weeks. Most recently, Monetor was updated on November 5, 2026 and Flow Expense Tracker on October 31, 2026.