We Budget vs Spook
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
We Budget
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Money is easier when you're on the same page. We Budget is the couples budget app that splits every shared expense fairly, shows who owes whom in real time, and keeps your savings goals moving ā together. Link with your partner using a private PIN, and every expense, budget change and goal update syncs to both phones instantly. No spreadsheets, no "who paid last time?", no awkward math. SPLIT EXPENSES YOUR WAY ⢠50/50 ā share everything equally ⢠By income ā each partner pays in proportion to what they earn ⢠Custom % ā set the split that feels fair to both of you ⢠Paid in full ā log costs that belong to just one person Rent, groceries, dinners out, utilities: add an expense in seconds, choose who paid, and We Budget does the math. ALWAYS KNOW WHO OWES WHOM Your balance updates the moment either of you logs spending ā "Sam owes you $42 to balance this month." Split bills without keeping score in your head. A SHARED BUDGET YOU BOTH TRUST ⢠Set one monthly household budget plus limits for each category: groceries, dining, transport, home, health, fun, travel ā or create your own ⢠See each partner's spending limit, based on your split ⢠Spot categories that are over the limit before the month gets away from you SAVINGS GOALS FOR TWO Planning a trip, a wedding, a new home or an emergency fund? Create shared savings goals with a target amount and date, update your progress together and watch the bar fill up. CLEAR MONTHLY REPORTS Daily spending charts and category breakdowns show where your money really goes ā a budget planner and expense tracker in one, no spreadsheet required. BUILT FOR TWO ⢠Real-time sync between both partners ⢠Notifications when your partner adds an expense, updates the budget or saves toward a goal ⢠Start solo and connect your partner whenever you're ready ⢠Sign in with Apple or Google ⢠App available in English, Spanish, French, German, Japanese, Korean, Chinese and Arabic MADE FOR ⢠Couples moving in together and sharing rent and bills ⢠Newlyweds and engaged couples combining finances ⢠Partners with different incomes who want a fair split ⢠Any couple who wants a budget for two without the spreadsheet FREE & PREMIUM We Budget is free to download. The free plan includes 50/50 splits, up to 30 expenses a month, one shared savings goal and basic reports, with ads. We Budget Premium (monthly or yearly subscription) unlocks income-based, custom and paid-in-full splits, unlimited expenses, goals and history, advanced reports and an ad-free experience. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Fewer awkward money talks, more plans you make together. Download We Budget and start budgeting as a team. Terms of Use: https://we-budget-fa3a5.web.app/terms.html Privacy Policy: https://we-budget-fa3a5.web.app/privacy_policy.html
Spook
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Stop paying for ghost subscriptions. Spook brings all your subscriptions together: what you pay each month, your next payments and the dates that matter. New: find them in your bank statements, your first import is free (beta). SEE PAYMENTS COMING ⢠Your next payment, the month's total and a calendar with each service's logo ⢠A reminder the day before every payment and every free trial end ⢠The key dates of each subscription: trial end, promotion end, end of contract, notice period, price increase PAY LESS ⢠Savings: what you would save by paying yearly instead of monthly, with the public prices Spook collected in your country ⢠What to do before the next charge: a free trial that ends, a contract to cancel in time ADD EVERYTHING IN SECONDS ⢠Quick import: choose a bank statement as a PDF, CSV or photo, and Spook finds the payments that come back every month. Your first import is free, up to 6 subscriptions (beta) ⢠Popular U.S. services with their plans and public prices, each with the date it was checked ⢠Or any subscription, typed in by hand; no logo? Pick its icon and color ⢠Each subscription in its own currency: dollars, euros, pounds. Totals stay separate for each currency ⢠Export and import your data in one file ⢠On iPhone, iPad and iPhone Duo: list and details side by side on a large screen FREE TO START Tracking, the day-before reminder, the calendar, your first statement import and the export are included, for 6 active subscriptions. SPOOK PRO: TRACK EVERYTHING, WORRY-FREE A one-time purchase, no subscription, shared with your family: ⢠Import bank statements without limit (beta): PDF, CSV or photo, even paper or scanned. Spook spots your subscriptions and offers them, ready to add ⢠All your subscriptions, no limit ⢠All your spending: the next 12 months, each category and your usage history ⢠Smart reminders: 3 or 7 days before, at the time you choose, and before a promotion end, an end of contract or a notice period ⢠The Next payment and This month widgets on your Home Screen, and your next payment on the Lock Screen ⢠8 colors for the app, its icon and its widgets Get your purchase back on a new iPhone with Settings ⺠Restore purchases. YOUR DATA STAYS WITH YOU Your subscriptions, amounts and notes stay on your iPhone, and there is no bank to connect. An imported statement is read on your iPhone, photo included, then forgotten: it is never sent or kept. The public catalog is downloaded without sending your subscriptions. On first launch, Spook asks whether it may send usage statistics and diagnostics: nothing leaves without your consent, and each choice can be changed later in Settings ⺠Privacy. Spook does not cancel subscriptions for you and does not guarantee savings. Public prices can change: correct a price if your bill is different. Terms of Use: https://www.getspook.app/en/terms Privacy: https://www.getspook.app/en/privacy
Screenshots
Verdict
The clearest difference is update cadence: Spook at every 2 days against We Budget's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. We Budget sells 3 in-app purchases, starting at $7.99 per month and Spook sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
We Budget ships an update fortnightly, Spook every 2 days. The most recent releases landed on November 6, 2026 and November 12, 2026 respectively.
| Parameter | We Budget | Spook |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 2 days ā better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 ā better | 17.0 |
| Further details ā not scored | ||
| Size | 96 MB | 98 MB |
| Age rating | 4+ | 4+ |
| Developer | Abdelaziz Rass | Quintaneiro Matteo |
In-app purchases
We Budget
- Premium monthly3 Days trial$7.991 Month
- We budget discount$24.991 Year
- Premium yearly$49.991 Year
Spook
- Spook Pro$8.99









