Budget Planner vs Finami

See exactly where your money goes. Log every expense, set budgets that actually stick, and watch your net worth grow — all on your device, with no account and no cloud sign-up. Most money apps want to link your bank and keep your data on a server. This one doesn't. You add transactions yourself in seconds, everything stays on your phone, and you still get the full picture — budgets, net worth, savings goals, and shared costs — without handing your finances to anyone. WHAT YOU GET - Every transaction sorted: log income, expenses, and transfers with category, account, receipt photo, and notes - Budgets that hold: category limits with custom periods, over-spend alerts, and rollover - Your real net worth: track assets and debts over time so you know your true number - Charts that make sense: spending trends, category breakdowns, and a busy-day heatmap - Goals you can feel: savings targets with progress rings that fill as you save - Shared costs handled: split trips and group expenses, then settle up with the fewest payments PERFECT FOR - Anyone tired of wondering where their paycheck went - Couples and roommates splitting rent, trips, and groceries - Freelancers tracking income, expenses, and tax set-asides - Savers working toward a fund, a trip, or paying down debt WHY NOT JUST USE A SPREADSHEET? A spreadsheet can't scan a receipt, remind you before a bill is due, or draw your net worth as a chart. This does all of it in a few taps — and never asks you to link a bank. PRIVACY Everything stays on your device. No account, no cloud sync, no ads, and no tracking. Lock the app with Face ID or Touch ID, and export your data to CSV or PDF whenever you want. FULL ACCESS Unlock everything — unlimited budgets, net worth tracking, savings goals, group expenses, receipt scanning, bill reminders, and CSV/PDF export — with a weekly or yearly plan, or a one-time lifetime purchase. Take control of your money today — add your first transaction in under a minute. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com

Your money stays on your phone and nowhere else. Finami keeps your accounts, transactions and debts encrypted on the device itself, and only your PIN opens them. Log an expense in seconds, see what you actually have left, and reach the end of the month without surprises. WHAT YOU CAN DO • Record income and expenses with account, category and amount • See the combined balance of every account by week, month, half-year or year • Handle cash, bank and wallet accounts in several currencies, with conversion • Track debts and count every payment down until they are closed • Move money between your own accounts without double-counting it • Set reminders and get the alert before the due date • Organize your categories your way • Export an encrypted backup whenever you want ZERO-KNOWLEDGE ENCRYPTION The database on your phone is encrypted, and the key is derived from your PIN on the device itself, so it never leaves it. Neither the server nor we can read your finances. Unlock with Face ID or Touch ID if you prefer. When you create the vault you write down a twelve-word recovery phrase, and that phrase is the only thing that gets your data back if you forget the PIN. READ THIS BEFORE YOU INSTALL This first release works on your phone only. There is no sync between devices and no automatic cloud backup, so losing the phone means losing the data. That is what the encrypted export is for: you create it, and you keep it wherever you want. Do it every now and then. WHO IT IS FOR For anyone who wants to know where their money goes without handing the details of their financial life to someone else's server. No bank connection, no message access, no ads. English and Spanish, light and dark themes, and several currencies at once. Terms and conditions: www.finami.app/en/terms-conditions Privacy policy: www.finami.app/en/privacy-policy