Comparison

Secure Budget vs Budget Planner App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Secure Budget

Track your spending and manage your budget without linking bank accounts. Log bills, income, and purchases to see where your money goes and if you can afford your goals. Offers detailed analytics and multiple profiles.

Highlights
  • Manual transaction logging
  • Bill and income scheduling
  • Spending analytics by category
  • Multiple budget profiles
  • Data export (JSON/CSV)
  • On-device data storage
Features
Read full description

I built Secure Budget because I was tired of spreadsheets and apps that asked me to link my bank account. I just wanted to know: can I afford this? Am I on track this month? Where does my money actually go? How much spending money do I have? So that's what this app does. You add your bills, set up your income schedule, and log purchases as they happen. The app handles the rest, tracking what's paid, what's coming up, and showing you patterns in how you spend. The home screen gives you the month at a glance. Bills are organized by due date with one-tap payment tracking. Income shows up on your actual pay dates, not some arbitrary monthly estimate. And everything feeds into analytics that actually make sense. Speaking of analytics, there are charts and breakdowns for spending by category, income vs. expenses over time, subscription costs, savings rate, and more. You can toggle views, reorder what matters, and use the app in the way that fits your budget. A few things worth mentioning: - Multiple profiles if you want to track different budgets separately - Dark mode - Export your data anytime as JSON or CSV - Everything stays on your device: no accounts, no cloud, no tracking I use this app myself for my own finances. Updates come from real usage and feedback, not some product roadmap designed by committee. If you've got ideas or run into issues, I actually read the feedback, so please let me know. Terms of Use (EULA): https://geobuilt.dev/terms/ Privacy Policy: https://geobuilt.dev/secure-budget/privacy-ios/

About

Budget Planner App

This app helps you budget using the cash-stuffing method without linking bank accounts. Create virtual envelopes for expenses and savings goals, and track your progress on a clear dashboard. It's designed for privacy and simplicity.

Highlights
  • Cash-stuffing budgeting
  • Virtual envelopes for expenses
  • Sinking funds for goals
  • Privacy-focused, no bank linking
  • Clear dashboard overview
  • Saving habit building
Features
Read full description

Budgeting should feel clear, calm, and personal. Stash is a beautiful budget planner and expense tracker that helps you record everyday spending, plan category budgets, organize accounts, and understand where your money goes—without linking your bank. SEE YOUR MONEY CLEARLY • Add income, expenses, and transfers in seconds • Review transactions by month, category, and account • See balances, income, and spending at a glance • Explore visual insights that make patterns easier to understand PLAN WITH PURPOSE • Connect your payday plan to your wallets so completed spending and income update what remains • Set spending limits for your expense categories • Organize cash, bank, savings, and credit card accounts • Create savings goals and keep progress visible • Schedule repeating transactions for regular payments MADE FOR REAL LIFE • Start with the currency for your region, or choose from global currencies • See large amounts in a clean, compact format • Turn on gentle reminders to record your transactions • Export a backup and restore it when needed PRIVATE BY DESIGN No bank connection is required. Your ledger is stored on your device. When you choose an AI feature and give consent, the information needed for that request is sent securely for processing. You can use manual tracking without enabling AI features. START FREE Use the essential tracking tools to begin building a calmer money habit. STASH PRO Unlock unlimited transactions, additional accounts, repeating transactions, and backup and restore. Available plans and pricing are shown in the app and may vary by storefront. Download Stash and make every dollar feel easier to manage. Questions or feedback? We would love to hear from you through the support link. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Secure Budget4 screens
Budget Planner App4 screens

Verdict

The call

The clearest difference is device support: Secure Budget at 3 against Budget Planner App's 1. Secure Budget also leads on iOS requirement (13.0 vs 17.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Secure Budget sells 3 in-app purchases, starting at $0.99 per month and Budget Planner App sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Secure Budget against 5.0 for Budget Planner App. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Secure Budget ships an update every 4 days, Budget Planner App weekly. Both last shipped on October 31, 2026.

Scorecard2 real differences · 8 level
Secure Budget versus Budget Planner App: the parameters behind the verdict, then further details
ParameterSecure BudgetBudget Planner App
PriceFreeFree
Rating5.0 (2 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings22
Update frequencyEvery 4 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size32 MB21 MB
Age rating4+4+
DeveloperGeoBuilt LLCZEKKERRIYYA ZEKERI

Customer experience

Secure Budget

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Budget Planner App

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Secure Budget

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Premium$9.991 Year
One-time1
  • Lifetime Premium$29.99
1 purchases

Budget Planner App

One-time1
  • Lifetime Access$9.99

Questions

Is Secure Budget free?
Secure Budget is free to download, with in-app purchases available.
Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Which has better reviews, Secure Budget or Budget Planner App?
Secure Budget and Budget Planner App are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.
Do Secure Budget or Budget Planner App have ads?
Neither Secure Budget nor Budget Planner App shows ads.
Which is updated more often, Secure Budget or Budget Planner App?
Secure Budget ships an update every 4 days, and Budget Planner App weekly. Most recently, Secure Budget was updated on October 31, 2026 and Budget Planner App on October 31, 2026.

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