Expense Tracker vs SwiftSpend

Tracking expenses should not feel like another task. This app makes it quick to record your spending, understand where your money is going, and stay on top of your budgets. You can add expenses in the way that feels easiest: • Speak into the mic • Type naturally, like “£12 lunch at Nando’s yesterday” • Take a photo of a receipt • Add it manually The app can automatically detect the amount, category, description, date and other details, so you do not have to fill everything yourself. You can see your spending for the whole month, broken down by day and category. This makes it easier to understand your habits, spot where money is going, and make better decisions. You can also set budgets for different categories and get notified when you are close to going over or have already gone over your limit. There is also an AI chat built in. You can ask questions like: “Where did I spend the most this month?” “Set my food budget to £300” “How much did I spend on coffee last week?” “Show me my recurring expenses” You can manage expenses, budgets, categories and insights using natural language. The app also supports recurring expenses, so things like rent, subscriptions, bills and memberships can be tracked automatically. Main features: • Add expenses by voice • Add expenses using natural language • Scan receipts with your camera • Add expenses manually • Auto-detect amount, date, category and description • View monthly spending by day • See spending by category • Set budgets • Get budget overage notifications • Track recurring expenses • Ask AI questions about your money • Manage expenses and budgets through AI chat A simple, AI-first expense tracker for people who want to know where their money is going without spending too much time tracking it.

People abandon expense trackers because typing every purchase is a hassle. With SwiftSpend, you can just voice your expenses to a Telegram bot, and the app will calculate exactly how much you can spend today to comfortably make it to payday. Where does your money go? No more struggling with complex spreadsheets or worrying about security by giving an app access to your bank account. SwiftSpend is designed for those who want strict financial control, spending no more than 3 seconds a day on it. WHY SWIFTSPEND IS DIFFERENT: Lightning-Fast Entry (Voice or Text): Send a Telegram message to the bot like "Spent $25 on a taxi and $3 on coffee." It automatically recognizes the amounts and categories, logging the expense faster than you can put your phone back in your pocket. One-Tap Login (New): No long registrations. Use the secure "Sign in with Apple." Later, you can link your Telegram in the settings, combining everything into one secure account. "Safe to Spend" Daily Limits: The app divides your remaining balance by the days left in the month. You always see the exact amount you can safely spend right now. 100% Private & Offline: We do not require bank connections. Your data stays with you, all amounts can be hidden with one tap, and every screen works without the internet. Smart Forecast & AI Analytics: SwiftSpend predicts your expenses until the end of the month based on your history. On the 1st of every month, AI delivers a brief personal breakdown: where your money went and what needs to change. (Premium) Debts & Multi-Currency: Manage accounts in different currencies—balances recalculate at the current exchange rate. Keep track of who owes you and how much. Core features are free forever. Download SwiftSpend right now and find out exactly where your budget went tonight. SwiftSpend Premium unlocks expense forecasting, monthly AI breakdowns, unlimited voice input, advanced analytics, and increased limits. Payment will be charged to your Apple ID account. The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Manage your subscription in your Apple ID Account Settings. Terms of Use: https://kaib5343.github.io/swiftspend-legal/terms-of-use.html Privacy Policy: https://kaib5343.github.io/swiftspend-legal/privacy-policy.html