Comparison

DebtShore vs Budgetree

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DebtShore

Organize and track all your personal debts, from loans and credit cards to installments. Set repayment plans, receive payment reminders, and visualize your progress with a clean, calming interface. This tool helps you stay on top of your financial obligations.

Highlights
  • Debt tracking for loans, credit cards, and installments
  • Customizable repayment plans
  • Payment reminders for upcoming due dates
  • Progress overview of total debt and paid amounts
  • Clean and simple user interface
  • Multi-language support
Read full description

Shore is a simple debt tracking app designed to help you organize personal debts, credit cards, loans, installments, and money you owe. With a clean and calming interface, Shore helps you record debt details, set repayment plans, track remaining balances, and stay aware of upcoming payment dates. Whether you are managing a credit card balance, a personal loan, an installment plan, or a borrowed amount, Shore gives you a clear place to keep everything organized. Key Features Debt Tracking Record different types of debts, including loans, credit cards, installments, and personal borrowing. Repayment Plans Create repayment schedules and track each payment over time. Payment Reminders Set reminders for upcoming repayment dates so you can stay organized. Custom Cards Personalize your debt cards with different colors and themes. Progress Overview View total debt, paid amount, remaining balance, and repayment progress in a clear way. Clean and Simple Design A focused interface designed to make debt tracking easier and less overwhelming. Supported Languages Shore supports multiple languages, including Simplified Chinese, Traditional Chinese, English, Korean, and Japanese. Important Notice Shore does not provide financial advice, lending services, credit services, debt settlement services, or credit repair services. It is a personal tracking tool designed to help you organize your own debt information. Support If you encounter any issues while using the app, please contact us at: zylg60@gmail.com Start with clarity. Track your debts, plan your repayments, and follow your progress one step at a time. 服务条款协议:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策网址 (URL):https://www.notion.so/Privacy-Policy-for-DebtShore-36188cd196d180a08caec0deb18215e4?source=copy_link 用户协议:https://www.notion.so/Terms-of-Use-for-DebtShore-36188cd196d180428fcff788f1e90e70?source=copy_link Download Shore and organize your repayment journey.

About

Budgetree

Features
Read full description

Budgetree — simple, clean, no-nonsense expense tracking. 【Log in 3 seconds】 Type it, say it, or scan a receipt — amount and category are recognized for you. 【Switch without re-typing】 Import official bank, WeChat or Alipay CSV, zip or xlsx statements and bring your history with you. CSV export is free. 【See where your money goes】 Spending breakdown, income vs. expense trends and category rankings by month, quarter or year, plus an AI review with one-line advice. 【Stay on budget】 Total and per-category budgets with gentle alerts at 80% and over-budget. 【Track together】 Invite members to share one ledger for couples, families or roommates. Turn on "everyone must confirm" so each entry counts only after all members approve. 【Recurring entries, automatic】 Salary, rent, utilities and subscriptions are logged on schedule — daily, weekly, monthly or yearly. 【Your data stays yours】 Local-first storage, one-tap local backup, CSV export, and optional cloud sync across devices. 【Clean by design】 No ads, no marketing push notifications. App lock and privacy blur keep your ledger private. All built-in categories, voice entry, receipt scanning, reports, budgets, recurring entries, import/export and backups are free. Membership unlocks multiple ledgers, shared ledgers, cloud sync and custom categories. New users can try Pro free for 7 days, with no automatic charge.

Screenshots

DebtShore4 screens
Budgetree4 screens

Verdict

The call

The clearest difference is in-app purchases: DebtShore at none against Budgetree's 4. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgetree sells 4 one-off in-app purchases. DebtShore asks for nothing beyond the download.

UpkeepUpdate frequency

DebtShore ships an update every 11 days, Budgetree every 9 days. Both last shipped on October 31, 2026.

Scorecard1 real difference · 9 level
DebtShore versus Budgetree: the parameters behind the verdict, then further details
ParameterDebtShoreBudgetree
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings1 — better—
Update frequencyEvery 11 daysEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size83 MB4 MB
Age rating4+4+
Developer朋飞 王李耀 张

In-app purchases

None

DebtShore

No in-app purchases

4 purchases

Budgetree

One-time4
  • 月度会员$1.99
  • 季度会员$3.99
  • 买断版$4.99
Show 1 more
  • 年度会员$9.99

Questions

Is DebtShore free?
DebtShore is free to download, with no in-app purchases.
Is Budgetree free?
Budgetree is free to download, with in-app purchases available.
Do DebtShore or Budgetree have ads?
Neither DebtShore nor Budgetree shows ads.
Which is updated more often, DebtShore or Budgetree?
DebtShore ships an update every 11 days, and Budgetree every 9 days. Most recently, DebtShore was updated on October 31, 2026 and Budgetree on October 31, 2026.

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