니돈내돈 vs Golgoru

내가 쓰는 돈은 얼마? 우리 남편, 아내가 쓰는 돈은 얼마? 그 중에 고정적으로 나가는 돈은 ? 우리 생활비는? 용돈은? 이 어플은 반복적으로 소비되는 패턴을 정확히 파악하여 투자와 저축에 더욱 도움이 될 수 있도록 하기 위하여 만든 앱 입니다. 많은 이용 부탁드립니다 ! (꾸벅)

Golgoru gathers your scattered accounts into one view and works out the gap between the allocation you want and what you actually hold. ■ Three ways to start · Take a look around — every screen, filled with sample holdings. No account, no sign-up, nothing to type. · Enter it yourself — keep your accounts and holdings inside the app. The data stays on this device. · Import from a screenshot — capture your brokerage app, paste it in, and Golgoru reads the symbols, quantities and average prices. Text recognition happens on the device. ■ What you see · Dashboard — total assets, cash weight, allocation by asset class, market indicators and a news digest on one screen. · Asset ranking — by account, by asset class, by holding, with live prices. Tap a holding for chart, analysis and news. · Allocation — how far each account sits from its target weight, and the amount that would close the gap. · Rebalancing plan — the gap turned into per-account buy and sell orders. Execute them in your brokerage app, tick them off, and your ledger updates. · Portfolio analysis — a 100-point health score, concentration, country and sector spread, dividends, 1/3/5/10-year projections. · Review — spots what you are overweight in, then suggests targets and per-account adjustments to match how much risk you want to take. Every calculation runs inside the app. · Draft & Commons — try an ETF mix before you buy it, and look at mixes other people have drafted. · News & reports — news on what you hold and watch, brokerage reports, and automatic translation of foreign-language articles. ■ Your data is yours · There is no account and no sign-in. The app has no login step at all. · Amounts, currency conversion and allocation are all worked out on the device. · Your holdings live on this device and move between your own devices through your own iCloud. They are not stored on our servers. · The one exception is a mix you publish to Commons yourself. Only symbols and weights go up — never the amount invested, the share count or the value — and nothing identifies who posted it. · This app does not place orders. You trade in your brokerage app. · App lock, Keychain storage and protection of local cache files are supported. · Diagnosis, target suggestions and rebalancing maths all happen inside the app. Your holdings are never sent to an outside AI. ■ iPhone · iPad · Mac One app. It folds into a tab bar on a narrow screen and opens into a sidebar and multiple columns on a wide one. No screen loses features along the way. ■ It suits you if · You open three brokerage apps and add the totals up by hand. · You have decided on your target weights but have no idea how far off you are right now. · You would like to draft an ETF mix before you buy it. ※ The analysis and suggestions in this app are reference material, not investment advice or a recommendation. Every investment decision, and its outcome, is yours. Prices and financial data come from outside providers and may be delayed or wrong.