Golgoru vs Future Balance Calculator

Golgoru gathers your scattered accounts into one view and works out the gap between the allocation you want and what you actually hold. ■ Three ways to start · Take a look around — every screen, filled with sample holdings. No account, no sign-up, nothing to type. · Enter it yourself — keep your accounts and holdings inside the app. The data stays on this device. · Import from a screenshot — capture your brokerage app, paste it in, and Golgoru reads the symbols, quantities and average prices. Text recognition happens on the device. ■ What you see · Dashboard — total assets, cash weight, allocation by asset class, market indicators and a news digest on one screen. · Asset ranking — by account, by asset class, by holding, with live prices. Tap a holding for chart, analysis and news. · Allocation — how far each account sits from its target weight, and the amount that would close the gap. · Rebalancing plan — the gap turned into per-account buy and sell orders. Execute them in your brokerage app, tick them off, and your ledger updates. · Portfolio analysis — a 100-point health score, concentration, country and sector spread, dividends, 1/3/5/10-year projections. · Review — spots what you are overweight in, then suggests targets and per-account adjustments to match how much risk you want to take. Every calculation runs inside the app. · Draft & Commons — try an ETF mix before you buy it, and look at mixes other people have drafted. · News & reports — news on what you hold and watch, brokerage reports, and automatic translation of foreign-language articles. ■ Your data is yours · There is no account and no sign-in. The app has no login step at all. · Amounts, currency conversion and allocation are all worked out on the device. · Your holdings live on this device and move between your own devices through your own iCloud. They are not stored on our servers. · The one exception is a mix you publish to Commons yourself. Only symbols and weights go up — never the amount invested, the share count or the value — and nothing identifies who posted it. · This app does not place orders. You trade in your brokerage app. · App lock, Keychain storage and protection of local cache files are supported. · Diagnosis, target suggestions and rebalancing maths all happen inside the app. Your holdings are never sent to an outside AI. ■ iPhone · iPad · Mac One app. It folds into a tab bar on a narrow screen and opens into a sidebar and multiple columns on a wide one. No screen loses features along the way. ■ It suits you if · You open three brokerage apps and add the totals up by hand. · You have decided on your target weights but have no idea how far off you are right now. · You would like to draft an ETF mix before you buy it. ※ The analysis and suggestions in this app are reference material, not investment advice or a recommendation. Every investment decision, and its outcome, is yours. Prices and financial data come from outside providers and may be delayed or wrong.

Future Balance is a financial calculator that helps you estimate future balances and changes over time using the amounts, periods, and return assumptions you enter. Calculate compound investment growth, savings maturity values, total returns, and portfolio projections in one place. FEATURES • Compound investment calculator Enter an initial investment, monthly contribution, expected price return, dividend yield, and investment period. Choose monthly or annual compounding, then review your projected balance, chart, and period-by-period details. • Total return and CAGR calculator Calculate cumulative total return and CAGR using a starting value, ending value, cash dividends received, and holding period. • Deposit and installment savings calculator Estimate maturity value, gross interest, interest tax, and net interest for fixed deposits and installment savings. Supports simple interest, monthly compounding, annual compounding, standard tax, tax-exempt, and custom tax rates. • Investment comparison Compare multiple return assumptions under the same investment conditions and view projected final balances in a chart. • Portfolio calculator Combine investment, deposit, and savings items to view a projected future balance, total principal, total return, and item allocation. • On-device calculations Use the app without creating an account or linking a financial account. Your calculation inputs and settings are saved on your device. The app does not retrieve market prices, exchange rates, or account information. DISCLAIMER All results are mathematical projections based solely on your assumptions. Future Balance does not guarantee investment returns, recommend financial products, or provide tax advice.