Loggz Budget vs Golgoru

Loggz focuses on one simple thing: writing down your money and seeing it clearly. Log a purchase the moment it happens on your phone, or view the calendar and the day's records side by side on a tablet. The calendar shows each day's income and spending, and the summary at the top adds up this month's income, spending and total. To log a record, enter the amount and pick a category and payment method. Leave the title blank and the category name fills in for you, so it takes just a few seconds. Set a monthly budget and a bar shows how much of it you've used. Keep separate ledgers for everyday life, trips or pet expenses, each with its own categories and payment methods. Loggz isn't only for people who are already good with money. From today's coffee to monthly bills, trip costs and shared spending with a partner, it's a simple budget app anyone can start without the weight of a full finance app. Key features - Calendar with daily income and spending, plus a monthly summary - Quick logging for spending and income - Monthly budget with a usage bar - Multiple ledgers, each with its own categories and payment methods - Piggy bank to keep your savings separate - Stats by category, with trends over time - Period ledgers for trips: split costs with people and settle up - Foreign currencies and exchange rates in period ledgers - Search records by title, memo, category or amount - Attach receipt photos to records - Layouts made for phones and tablets Start as lightly as a paper notebook and build a daily spending habit. Spend wisely today!

Golgoru gathers your scattered accounts into one view and works out the gap between the allocation you want and what you actually hold. ■ Three ways to start · Take a look around — every screen, filled with sample holdings. No account, no sign-up, nothing to type. · Enter it yourself — keep your accounts and holdings inside the app. The data stays on this device. · Import from a screenshot — capture your brokerage app, paste it in, and Golgoru reads the symbols, quantities and average prices. Text recognition happens on the device. ■ What you see · Dashboard — total assets, cash weight, allocation by asset class, market indicators and a news digest on one screen. · Asset ranking — by account, by asset class, by holding, with live prices. Tap a holding for chart, analysis and news. · Allocation — how far each account sits from its target weight, and the amount that would close the gap. · Rebalancing plan — the gap turned into per-account buy and sell orders. Execute them in your brokerage app, tick them off, and your ledger updates. · Portfolio analysis — a 100-point health score, concentration, country and sector spread, dividends, 1/3/5/10-year projections. · Review — spots what you are overweight in, then suggests targets and per-account adjustments to match how much risk you want to take. Every calculation runs inside the app. · Draft & Commons — try an ETF mix before you buy it, and look at mixes other people have drafted. · News & reports — news on what you hold and watch, brokerage reports, and automatic translation of foreign-language articles. ■ Your data is yours · There is no account and no sign-in. The app has no login step at all. · Amounts, currency conversion and allocation are all worked out on the device. · Your holdings live on this device and move between your own devices through your own iCloud. They are not stored on our servers. · The one exception is a mix you publish to Commons yourself. Only symbols and weights go up — never the amount invested, the share count or the value — and nothing identifies who posted it. · This app does not place orders. You trade in your brokerage app. · App lock, Keychain storage and protection of local cache files are supported. · Diagnosis, target suggestions and rebalancing maths all happen inside the app. Your holdings are never sent to an outside AI. ■ iPhone · iPad · Mac One app. It folds into a tab bar on a narrow screen and opens into a sidebar and multiple columns on a wide one. No screen loses features along the way. ■ It suits you if · You open three brokerage apps and add the totals up by hand. · You have decided on your target weights but have no idea how far off you are right now. · You would like to draft an ETF mix before you buy it. ※ The analysis and suggestions in this app are reference material, not investment advice or a recommendation. Every investment decision, and its outcome, is yours. Prices and financial data come from outside providers and may be delayed or wrong.