Loggz 가계부 vs Golgoru

복잡한 기능보다 '기록하고 확인하는 경험'에 집중했어요. 모바일에서는 떠오른 지출을 그 자리에서 빠르게 기록하고, 태블릿과 데스크탑에서는 달력과 하루 내역을 나란히 놓고 볼 수 있어요. 달력에는 날짜별 수입과 지출이 그대로 표시되고, 상단 요약에서 이번 달 수입·지출·합계를 함께 확인할 수 있어요. 기록은 금액을 넣고 분류와 결제수단을 고르면 끝이에요. 제목을 비워두면 분류 이름이 자동으로 채워져서, 메모 한 줄 남기듯 3초면 충분해요. 예산을 정하면 이번 달 지출이 예산의 몇 %인지 막대로 바로 보여줘요. 생활비, 여행 경비, 반려동물 지출처럼 가계부를 목적별로 나눠서 관리할 수 있고, 분류와 결제수단도 가계부마다 따로 설정돼요. 기록한 내역은 저장되어, 필요할 때 다시 열어 이어서 확인할 수 있어요. Loggz는 돈 관리를 잘하는 사람만을 위한 앱이 아니에요. 오늘 마신 커피 한 잔부터 이번 달 생활비와 고정지출, 여행 경비 정산, 커플 지출까지 — 복잡한 자산 관리 앱 대신 누구나 부담 없이 시작할 수 있는 심플 가계부예요. 주요 기능 - 수입 · 지출이 그대로 보이는 달력과 월 요약 - 3초면 끝나는 지출 · 수입 기록 - 예산 설정과 사용률 표시 - 목적별 여러 가계부, 가계부별 분류 · 결제수단 - 모바일 · 태블릿 · 데스크탑 · 웹 지원 - 수입 · 지출 · 저축률부터 분류별 분석 - 기간 가계부 · 함께하는 기록 종이 가계부처럼 가볍게 시작하고, 매일의 소비 습관을 만들어보세요. Loggz에서 나만의 돈 흐름을 기록해보세요.

Golgoru gathers your scattered accounts into one view and works out the gap between the allocation you want and what you actually hold. ■ Three ways to start · Take a look around — every screen, filled with sample holdings. No account, no sign-up, nothing to type. · Enter it yourself — keep your accounts and holdings inside the app. The data stays on this device. · Import from a screenshot — capture your brokerage app, paste it in, and Golgoru reads the symbols, quantities and average prices. Text recognition happens on the device. ■ What you see · Dashboard — total assets, cash weight, allocation by asset class, market indicators and a news digest on one screen. · Asset ranking — by account, by asset class, by holding, with live prices. Tap a holding for chart, analysis and news. · Allocation — how far each account sits from its target weight, and the amount that would close the gap. · Rebalancing plan — the gap turned into per-account buy and sell orders. Execute them in your brokerage app, tick them off, and your ledger updates. · Portfolio analysis — a 100-point health score, concentration, country and sector spread, dividends, 1/3/5/10-year projections. · Review — spots what you are overweight in, then suggests targets and per-account adjustments to match how much risk you want to take. Every calculation runs inside the app. · Draft & Commons — try an ETF mix before you buy it, and look at mixes other people have drafted. · News & reports — news on what you hold and watch, brokerage reports, and automatic translation of foreign-language articles. ■ Your data is yours · There is no account and no sign-in. The app has no login step at all. · Amounts, currency conversion and allocation are all worked out on the device. · Your holdings live on this device and move between your own devices through your own iCloud. They are not stored on our servers. · The one exception is a mix you publish to Commons yourself. Only symbols and weights go up — never the amount invested, the share count or the value — and nothing identifies who posted it. · This app does not place orders. You trade in your brokerage app. · App lock, Keychain storage and protection of local cache files are supported. · Diagnosis, target suggestions and rebalancing maths all happen inside the app. Your holdings are never sent to an outside AI. ■ iPhone · iPad · Mac One app. It folds into a tab bar on a narrow screen and opens into a sidebar and multiple columns on a wide one. No screen loses features along the way. ■ It suits you if · You open three brokerage apps and add the totals up by hand. · You have decided on your target weights but have no idea how far off you are right now. · You would like to draft an ETF mix before you buy it. ※ The analysis and suggestions in this app are reference material, not investment advice or a recommendation. Every investment decision, and its outcome, is yours. Prices and financial data come from outside providers and may be delayed or wrong.