Expense Tracker vs Seruma
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
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Finally, the money tracker you've been looking for. Monveo helps you track spending, manage budgets, monitor your net worth, and stay in control of your finances without the complexity. Designed to be simple, fast, and flexible, Monveo gives you multiple ways to record transactions and a complete view of your financial life in one place. MULTIPLE WAYS TO RECORD EVERY TRANSACTION Record expenses and income however you prefer: • Voice input • Camera receipt scanning • Siri Shortcuts • Back Tap actions • Share Extension • Shortcuts automation • Manual entry Choose the method that fits naturally into your daily routine. SMART BUDGETING MADE SIMPLE Set category budgets, monitor spending, and keep your finances on track with clear progress tracking and actionable insights. WATCH YOUR NET WORTH GROW Track cash, savings, investments, assets, and liabilities in one place. See your financial progress over time with beautiful charts and reports. SHARED SPACES FOR FAMILY & PARTNERS Create shared spaces and invite others to manage finances together. Perfect for couples, families, roommates, or accountability partners. ORGANIZE YOUR FINANCES YOUR WAY • Custom categories • Transaction tags • Recurring transactions • Smart reminders • Personalized financial views POWERFUL INSIGHTS Understand where your money goes with spending analytics, trends, reports, and financial insights designed to help you make better decisions. IMPORT & EXPORT YOUR DATA Bring your financial records with you and export your data whenever you need it. FEATURES • Expense & income tracking • Budget management • Net worth tracking • Shared Spaces • Transaction tags • Recurring transactions • Reminders • Receipt scanner • Siri Shortcuts • Shortcuts & Back Tap support • Import & Export • Analytics & insights • Personalized experience Whether you're building better money habits, managing a household budget, or tracking long-term financial growth, Monveo helps you stay organized and focused on what matters. Simple. Fast. Easy to use. Privacy Policy: https://www.monveo.site/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Seruma
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Seruma bantu keluarga ngatur uang tanpa ribet — satu app buat berdua, bukan cuma buat kamu sendiri. CATAT SECEPAT MUNGKIN • Scan struk pakai kamera iPhone: kertasnya dideteksi & dipotong lurus sendiri, nominalnya dibaca otomatis • Bagikan bukti transfer dari m-banking langsung ke Seruma — form-nya udah keisi, tinggal dicek • Chat AI: cerita aja "beli token listrik 150rb" atau "gaji masuk 5 juta", Seruma yang rapihin LIHAT TANPA BUKA APP • Widget layar utama: sisa anggaran, agenda hari ini, daftar belanja, tagihan terdekat, progres tabungan • Nominal bisa disembunyikan (Rp •••) biar aman dilihat orang lain BERDUA, BUKAN SENDIRI • Satu keluarga, dua login: suami & istri lihat data yang sama • Tiap pencatatan bisa dikasih tau ke pasangan • Bisa dipisah: pos Keluarga dan pos Pribadi LENGKAP BUAT RUMAH TANGGA INDONESIA • Anggaran per kategori + sisa jatah bulan berjalan • Utang Piutang: cicilan, KPR/KTA bunga efektif–flat–bertingkat, kartu kredit • Goal/Tabungan, Aset & Investasi (emas, saham, reksadana, kripto) • Laporan arus kas & neraca kekayaan bersih • Kalender keluarga: agenda, jatuh tempo tagihan, ulang tahun • Daftar belanja + jurnal belanja • Backup & ekspor Excel kapan aja PRIVASI Data keuangan keluarga disimpan terenkripsi. Seruma tidak melacak kamu di app atau situs lain. Kamu bisa menghapus akun beserta seluruh datanya langsung dari dalam app. Akun Seruma dibuat lewat situs seruma.app.
Screenshots
Verdict
The clearest difference is in-app purchases: Seruma at none against Expense Tracker's 2. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $1.99 per month. Seruma asks for nothing beyond the download.
| Parameter | Expense Tracker | Seruma |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 96 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Shobrun Bagastio | Reno Anthus |
In-app purchases
Expense Tracker
- Monveo Pro Monthly$1.991 Month
- Monveo Pro Yearly$11.991 Year
Seruma
No in-app purchases









