Comparison

SimpleSpend vs Junto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

About

Junto

This app helps couples manage shared finances, household tasks, and joint goals in one place. It offers real-time synchronization, allowing both partners to track expenses, budgets, and progress on shared objectives without linking bank accounts or importing cards.

Highlights
  • Shared and personal expense tracking
  • Monthly budget and category spending
  • Household task management
  • Goal setting with progress tracking
  • Real-time synchronization
  • No bank account connection required
Features
Read full description

Organizem a vida a dois em um só lugar. Com o Junto, o casal acompanha: • gastos compartilhados e pessoais; • orçamento mensal e despesas por categoria; • tarefas da casa, prazos e lembretes; • metas e sonhos com valor, prazo e progresso. Tudo fica sincronizado entre vocês em tempo real. Quando um adiciona ou conclui algo, o outro pode acompanhar e receber notificações. Feito para organizar com calma: • sem conectar conta bancária; • sem importar cartão; • sem anúncios; • lançamentos feitos por vocês, do jeito que preferirem. Criem o espaço do casal, convidem seu parceiro ou sua parceira e comecem a organizar gastos, tarefas e metas juntos. Termos de Uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SimpleSpend4 screens
Junto4 screens

Verdict

The call

The clearest difference is iOS requirement: SimpleSpend at 18.0 against Junto's 26.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SimpleSpend sells 2 in-app purchases, starting at $4.99 per year and Junto sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SimpleSpend ships an update every 8 days, Junto weekly. The most recent releases landed on October 18, 2026 and September 22, 2026 respectively.

Scorecard1 real difference · 7 level
SimpleSpend versus Junto: the parameters behind the verdict, then further details
ParameterSimpleSpendJunto
PriceFreeFree
Positive reviews—0.0% of reviews
Update frequencyEvery 8 daysWeekly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad — betteriPhone
Requires iOS18.0 — better26.1
Further details — not scored
Size32 MB11 MB
Age rating4++4
Developer杭 李Douglas Fernandes

In-app purchases

2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99
1 purchases

Junto

Subscriptions1
  • Junto Premium Mensal$2.991 Month

Questions

Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Is Junto free?
Junto is free to download, with in-app purchases available.
Do SimpleSpend or Junto have ads?
Neither SimpleSpend nor Junto shows ads.
Which is updated more often, SimpleSpend or Junto?
SimpleSpend ships an update every 8 days, and Junto weekly. Most recently, SimpleSpend was updated on October 18, 2026 and Junto on September 22, 2026.

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