Comparison

Nine2Five vs Cubby Budgeting App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nine2Five

Track your real-time earnings, overtime, and payday countdown. Visualize your budget coverage and projected yearly income. Ideal for hourly workers and freelancers to manage their finances.

Highlights
  • Live earnings ticker
  • Overtime tracking
  • Payday countdown
  • Budget coverage visualization
  • Work history log
  • Projected yearly earnings calculator
Features
Read full description

Nine2Five offers a 7-day free trial. After the trial, a subscription is required to access all features: $2.99/month, $24.99/year, or $59.99 lifetime. Know exactly how much you've earned — down to the penny — while you work. Nine2Five is the pay clock calculator built for hourly workers, freelancers, and anyone paid by the hour. Clock in when your shift starts and watch your earnings tick up in real time. No more guessing, no more waiting for your paycheck to see if the hours add up. **LIVE EARNINGS TICKER** See your take-home pay grow second by second as you work. Set your hourly rate, configure your deductions, and Nine2Five handles the math automatically. **OVERTIME TRACKING** Set your OT threshold and multiplier. Nine2Five tracks your hours for the week and automatically switches to your overtime rate the moment you hit it — the app even turns amber so you know you're in OT. **PAYDAY COUNTDOWN** Always know how far away your next paycheck is. Nine2Five supports weekly, bi-weekly, semi-monthly, and monthly pay periods, with a customizable payday so the countdown is always accurate for your schedule. **BUDGET COVERAGE** Add your monthly bills and watch them get covered as you earn. Nine2Five shows exactly which expenses your paycheck has covered so far — rent, car payment, groceries and more — so you can see your money working in real time. **WORK HISTORY** Every session is logged automatically. Review your hours and earnings by day, week, or month. Add manual entries for days you forgot to clock in. **FUTURES CALCULATOR** See your projected yearly earnings based on your last 30 days. Set a savings goal and find out exactly what hourly rate you need to hit it. Whether you're working a 9-to-5, picking up shifts, or freelancing on the side — Nine2Five keeps your earnings visible, your budget covered, and your goals in sight. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Cubby Budgeting App

This app helps you track your spending, manage savings, and organize financial goals with a friendly interface. It breaks down expenses by category and allows you to set up savings buckets for specific targets. Build good money habits with visual progress tracking and a fun, encouraging experience.

Highlights
  • Spending overview by category
  • Savings goal tracking
  • Subscription management
  • Monthly budget review
  • Transaction history editing
  • Customizable dashboard
Features
Read full description

Meet Cubby - the cozy little bear who helps you track spending, grow your savings, and finally feel in control of your money. No spreadsheets, no stress, just a simple and delightful way to watch your money grow. WHY YOU'LL LOVE CUBBY See where your money goes - a clear monthly overview of income, spending, and what you saved Spending by category - a beautiful breakdown so you always know where it went Wants vs Needs - see how much goes to essentials versus extras Savings buckets - split your savings into goals like Home, Emergency, or a new Car Goal tracking - set a target and watch your progress climb Subscription tracker - keep every recurring charge in one place and cancel the ones you forgot about Activity history - your full transaction log, neatly tagged and easy to edit Budget month by month - swipe back through past months to spot your trends Build a streak - log consistently and Cubby cheers you on MEET CUBBY Cubby reacts to how you're doing with playful messages and moods - a bear that's genuinely proud when you save. Building good money habits has never been this cute. MADE SIMPLE Add transactions in seconds, organize your savings, and customize your home dashboard the way you like. Sign in and your data follows you across devices. CUBBY PREMIUM — COMING SOON We're hard at work on premium upgrades, including: Automatic bank sync — connect your accounts (coming soon) Investing insights (coming soon) Unlimited goals and buckets (coming soon) Advanced reports and exports (coming soon) Premium features are on the way - stay tuned! Start small, stay consistent, and let Cubby help you grow. Download today. SUBSCRIPTION INFORMATION Cubby offers optional auto-renewable subscriptions and one-time purchases: Cubby Plus — $1.99/month or $19.99/year (removes ads, 6 months of history) Cubby Premium — $9.99/month (automatic bank sync 4× daily, 1 year of history)(Coming Soon) One-time account import — $2.99 per account (single sync, no subscription)(Coming Soon) Payment will be charged to your Apple ID at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://cubbyapp.net/privacy Terms of Use: https://cubbyapp.net/terms

Screenshots

Nine2Five4 screens
Cubby Budgeting App4 screens

Verdict

The call

The clearest difference is ads: Nine2Five at none against Cubby Budgeting App's shown. Nine2Five also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.1 vs 18.6). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Nine2Five sells 3 in-app purchases, starting at $2.99 per month and Cubby Budgeting App sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Nine2Five against 5.0 for Cubby Budgeting App. Both are backed by a comparable volume of ratings — 3 and 3 respectively.

UpkeepUpdate frequency

Nine2Five ships an update fortnightly, Cubby Budgeting App daily. The most recent releases landed on October 8, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 6 level
Nine2Five versus Cubby Budgeting App: the parameters behind the verdict, then further details
ParameterNine2FiveCubby Budgeting App
PriceFreeFree
Rating5.0 (3 ratings)5.0 (3 ratings)
Number of ratings33
Update frequencyFortnightlyDaily — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.6
Further details — not scored
Size33 MB19 MB
Age rating4+4+
DeveloperBenjamin SlapelisJoe Hernandez Loredo

Customer experience

Nine2Five

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Cubby Budgeting App

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Nine2Five

Subscriptions2
  • Nine2Five Monthly7 Days trial$2.991 Month
  • Nine2Five Yearly7 Days trial$24.991 Year
One-time1
  • Nine2Five Lifetime$59.99
2 purchases

Cubby Budgeting App

Subscriptions2
  • Cubby Plus$1.991 Month
  • Cubby Plus$19.991 Year

Questions

Is Nine2Five free?
Nine2Five is free to download, with in-app purchases available.
Is Cubby Budgeting App free?
Cubby Budgeting App is free to download, with in-app purchases available.
Which has better reviews, Nine2Five or Cubby Budgeting App?
Nine2Five and Cubby Budgeting App are both rated 5.0 out of 5 on the App Store, from 3 and 3 ratings respectively.
Do Nine2Five or Cubby Budgeting App have ads?
Cubby Budgeting App shows ads; Nine2Five does not.
Which is updated more often, Nine2Five or Cubby Budgeting App?
Nine2Five ships an update fortnightly, and Cubby Budgeting App daily. Most recently, Nine2Five was updated on October 8, 2026 and Cubby Budgeting App on October 17, 2026.

Other comparisons