Splitwell vs Spendojo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitwell
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Splitwell is the free expense tracker that helps you split bills and track IOUs with the people in your life. Whether it's rent with flatmates, expenses on a group trip, or lunch with friends, Splitwell keeps track of who owes what so you don't have to. Settle up with UPI in a few taps and share a clear summary on WhatsApp. Splitwell is completely free. Every feature. No premium tier. No ads. SPLITWELL IS GREAT FOR • Flatmates splitting rent and household bills • Group trips with friends or family • Splitting a shared vacation stay • Couples tracking shared costs • Friends who eat out or hang out often • Any group that needs to keep expenses fair and simple SIMPLE TO USE • Create groups for any splitting situation • Add expenses in seconds and split them your way • Everyone in the group sees live, accurate balances • Settle up whenever you're ready SETTLE UP AND SHARE • Pay with UPI when you settle up (India) • Debt simplification, so the group settles with the fewest payments possible • Share a clear group summary on WhatsApp, with spend by category and who owes whom • Mark payments as received, with undo GROUPS AND EXPENSES • Multiple payers on a single expense • Itemized splitting, including tax and tip • Split by exact shares, not just equally • Comments on any expense • Full edit and activity history for every expense • Group activity feed so you always know what changed • Live balances that refresh when someone adds an expense • Filter expenses by category • Summary with category charts, member share, paid amounts and day wise spend • Tap any chart to see the expenses behind it • Edit guest member names anytime KEEP GROUPS TIDY • Join a group by scanning a QR code • Favorites, sections and Archive for groups you are done with • Search across all your groups FRIENDS AND PAYMENTS • A dedicated friends section to track balances with anyone, across every group and one on one • Direct person to person expenses, outside of groups • Push notifications when new expenses are added SWITCHING FROM SPLITWISE? • Import all your groups from Splitwise • Your members, expenses, payers and balances come with you • Pick up where you left off EVERYTHING ELSE • Export all your groups to Excel at once • Support for multiple currencies • Light and dark theme • Option to hide the Dashboard tab and start on Groups WHY SPLITWELL • Completely free, always. Every feature, no exceptions. • No premium tier. Nothing is locked behind a paywall. • No ads • Clean, fast, and simple to use. • Built independently by people who use the app. Splitwell is new and growing, and we're building it based on what real users actually need. If there's a feature you're missing, we want to hear about it. Email: contact@arthlabs.co
Spendojo
Easily track household expenses with family members. Log spending, split bills, set budgets, and gain insights into your financial habits. Features receipt scanning and multi-currency support.
- Shared expense logging
- Receipt scanning
- Monthly budget tracking
- Spending insights & AI recap
- Multi-currency support
- Recurring expense templates
- Exportable reports
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Spendojo is a shared expense tracker for households and families. Log expenses together, split costs, set monthly budgets by category, and get a clear picture of where your money goes. Features: • Shared accounts — multiple household members, one shared view; invite family with a one-tap email link • Expense logging — amount, category, merchant, date, and notes • Receipt scanning — snap a photo to auto-fill amount, merchant, and date automatically • Search & filters — find expenses by description, merchant, or notes, with custom date ranges • Budget tracking — set monthly limits per category with visual progress bars; Spendojo Plus sends push notifications when spending is close to or over a budget • Insights — monthly trends, annual budget progress, top merchants, member spending breakdowns • AI monthly recap — Spendojo Plus gives you a snapshot summary of your household's spending, captured once at the start of each month, with quick questions you can tap for more detail • Multi-currency — Traveling, working abroad, or splitting costs internationally? Spendojo tracks it in 148 currencies and keeps your household's totals accurate, automatically • Multilingual — 41 languages across North America, Europe, South Asia & Southeast Asia, from English to Sinhala — we've got you covered • Recurring templates — set up weekly or monthly recurring expenses • Export — download expenses as CSV or generate a PDF monthly report • App Lock — turn it on in Settings to unlock Spendojo with Face ID, Touch ID or your passcode • Apple Watch support — Spendojo Plus gives this month's spending, budgets, recent expenses and what's due, right on your wrist. • Secured with Google & Apple Sign-In Private by design — no ads, no data selling, and no bank account connection required. One shared view for your whole household. No more guessing where the money went. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Splitwell at none against Spendojo's 2. Spendojo's advantage is update cadence (every 2 days vs every 4 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendojo sells 2 in-app purchases, starting at $4.99 per month. Splitwell asks for nothing beyond the download.
Splitwell ships an update every 4 days, Spendojo every 2 days. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.
| Parameter | Splitwell | Spendojo |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Number of ratings | — | 4 — better |
| Update frequency | Every 4 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 49 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Navneet Singh Tomar | Spendojo LLC |
In-app purchases
Splitwell
No in-app purchases
Spendojo
- Spendojo Plus$4.991 Month
- Spendojo Plus7 Days trial$44.991 Year









