Phantom vs SubTap AI Subscription Manager

Charged for a subscription you forgot—or one you already canceled? Phantom helps you find it, cancel it, keep the proof, and build the case to fight the charge. No bank login. No Phantom server. Start free in about a minute. FIND THE MONEY LEAK Import a screenshot of your Apple subscriptions, a statement screenshot, or a bank CSV. Apple Vision reads images on your iPhone, or you can add anything manually. Phantom turns recurring charges into one clear list—without asking for your bank credentials. KNOW WHAT TO CUT Zombie Scores surface subscriptions that look unused, overpriced, or redundant. See what renews next, what costs the most, and where a cheaper plan, free alternative, or bundle you already own could replace it. CANCEL WITH PROOF Open the vendor’s real cancellation path and follow a focused checklist. Save the confirmation number, notes, or a screenshot in your private evidence locker. If another charge appears, your proof is ready. FIGHT UNWANTED CHARGES Create a structured dispute letter from your facts. If the merchant does not resolve it, build a chargeback packet with the timeline, evidence, and a script you can use when contacting your card issuer. Phantom prepares the materials; you stay in control and send them yourself. PAY LESS FOR WHAT YOU KEEP Use retention and downgrade guidance across 100+ popular services, apps, memberships, and products. Phantom shows service-specific tactics when reliable sources exist and a proven general script when they do not. PRIVATE BY DESIGN • No bank login or account aggregator • OCR and subscription analysis run on-device • No ads, tracking SDKs, or affiliate links • Optional Sign in with Apple syncs supported data through your private iCloud database • Your subscription data is never sent to a Phantom server START FREE Track your five highest-cost subscriptions, view one alert at a time, and create one dispute letter each month. PHANTOM PRO Unlock unlimited subscriptions, dispute letters and chargeback packets, full Zombie Score details, all alerts, the evidence locker, cancellation guidance, alternatives, and negotiation scripts. $3.99 monthly or $29.99 yearly. Subscriptions renew automatically unless canceled through your Apple ID settings. Avoid one $29.99 renewal and a year of Pro has paid for itself. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kyle-zhai.github.io/Phantom/privacy.html

SubTap is your personal AI subscription companion - built to help you understand, manage, and act on your recurring payments. Instead of only listing subscriptions, SubTap gives you a private AI assistant that works with the subscriptions you add. Ask what renews next, where your money goes, which services may overlap, and what you should review before the next charge hits. YOUR AI SUBSCRIPTION COMPANION: • Ask questions about your subscriptions Ask things like “What renews this week?”, “What can I cancel?”, “Where am I spending the most?”, or “Do I have overlapping services?” • Get personalized renewal awareness SubTap helps you see upcoming charges, trial endings, billing cycles, and recurring payments based on your own subscription list. • Understand your recurring spend See your monthly and annual subscription costs, review spending by category, and spot patterns that are easy to miss. • Track any subscription manually Add apps, streaming services, software, memberships, trials, and any recurring payment you want to remember. • Plan renewals with a calendar View upcoming subscription charges in a simple calendar so you know what is coming before it happens. • Get cancellation guidance SubTap can guide you toward provider-managed cancellation steps and help you mark a subscription as cancelled after you complete it with the provider. • Private by design SubTap does not connect to your bank account, card, or financial accounts. Your subscription list is created by you and synced securely to your account. WHY SUBTAP IS DIFFERENT: Most subscription apps only show a list. SubTap gives you an AI companion that helps you make sense of that list - so you can understand your spending, avoid forgotten renewals, and make better decisions about what to keep. IMPORTANT: SubTap helps you track and manage information about subscriptions you add manually. It does not cancel third-party services on your behalf, does not access your bank account, and does not provide financial advice. Cancellation must be completed directly with each provider. Support: support@subtapapp.com Privacy Policy: https://subtapapp.com/privacy.html Terms of Service: https://subtapapp.com/terms.html