Spendwise AI vs Auritrack

NEW IN 2.2 — APPLE PAY AUTOMATIC TRACKING Pay with Apple Pay. Expense logs itself. Set up once via Apple Shortcuts. Works forever. —————————————————————————— Spendwise AI turns your Phone into a smart personal finance manager — powered by AI, 100% private, and works offline. SCAN RECEIPTS INSTANTLY Point your camera at any receipt — in German, English, French, Dutch, Italian, Spanish, or Portuguese. AI extracts the amount, merchant, and category automatically. IMPORT YOUR BANK STATEMENTS Drop in a PDF, CSV, or photo of your bank statement. AI parses and categorises hundreds of transactions in seconds. VOICE EXPENSE ENTRY Just say "Coffee 4.50" or "Aldi 23 euros" — expense logged instantly. No typing needed. TRACK YOUR EMOTIONAL SPENDING Tag how you felt when you spent. Discover patterns — how much more you spend when stressed vs. content. Unique to Spendwise AI. MULTI-CURRENCY TRIP EXPENSES Track expenses abroad in local currency with offline rates for 30+ currencies. No internet required. AI FINANCIAL ADVISOR Ask your AI advisor anything about your spending in plain English. Get personalised answers based on your real data. 6-MONTH CASH FLOW FORECAST AI predicts your financial future based on your recurring expenses and income patterns. COMPLETELY PRIVATE All data stays on your Phone. No account required. PIN and Face ID protection. Your data never leaves your device. EXPORT TO EXCEL Export all expenses and income to a formatted Excel file at any time. FREE TIER: 15 AI interactions/month included at no cost. PRO ($3.99/month or $29.99/year): 150 AI interactions/month — unlock unlimited receipt scanning, bank imports, and AI chat. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Auritrack is the AI expense tracker and budget planner that lets you track spending the way you already talk. Type "spent $45 on groceries" or say it out loud, and Auritrack logs the expense, picks the category, and updates your budget. No spreadsheets. No manual entry. TRACK EXPENSES BY CHAT OR VOICE • Log expenses and income in plain language, by text or voice note • Snap a photo of a receipt and let the AI read the amount and merchant • Automatic categories, plus custom categories when you want them • Recurring expenses, bills, and subscriptions tracked without re-entering them IMPORT BANK STATEMENTS • Upload a PDF, CSV, or Excel bank statement and import months of transactions in minutes • Works with statements from banks, cards, mobile money, and fintech wallets worldwide • Every transaction is categorized for you, ready for budgets and reports A BUDGET PLANNER THAT FITS REAL LIFE • Set monthly budgets per category based on what you actually spend • Real-time progress and alerts before you overspend • Budget analytics show where the money goes and what to cut MONEY MANAGER FOR EVERY ACCOUNT • Track cash, bank accounts, cards, and wallets in one place • Income tracker for salary, freelance, and side income • Loan and debt tracker: record money you lent and money you borrowed, and see who owes what • 150+ currencies, so it works wherever you live or travel AI INSIGHTS AND FINANCE REPORTS • Ask your money anything: "How much did I spend on transport last month?" • Monthly and custom-period reports, downloadable as PDF or CSV • Spending patterns, trends, and personalized saving recommendations • Compare any two periods side by side • Finance Wrapped: a yearly recap of your money WORKS WHERE YOU ARE • iPhone and web app, always in sync • Daily reminders and push notifications so nothing slips • Dark mode and home-screen quick actions WHO IT IS FOR Personal finance for individuals, students, and families. Simple bookkeeping for freelancers, side hustlers, and small business owners who want expense tracking without accounting software. PRIVACY AND SECURITY Your data is encrypted in transit and at rest and never sold. Export your data or delete your account at any time. Sign in with Apple, Google, or email. FREE TO START Core expense tracking and budgeting are free. Plus, Pro, and Premium plans unlock more AI credits, larger statement imports, and advanced reports. Stop asking "where did my money go?" Download Auritrack, the AI money tracker that turns everyday spending into clear answers.