Spendwise AI vs AI Expenser

NEW IN 2.2 — APPLE PAY AUTOMATIC TRACKING Pay with Apple Pay. Expense logs itself. Set up once via Apple Shortcuts. Works forever. —————————————————————————— Spendwise AI turns your Phone into a smart personal finance manager — powered by AI, 100% private, and works offline. SCAN RECEIPTS INSTANTLY Point your camera at any receipt — in German, English, French, Dutch, Italian, Spanish, or Portuguese. AI extracts the amount, merchant, and category automatically. IMPORT YOUR BANK STATEMENTS Drop in a PDF, CSV, or photo of your bank statement. AI parses and categorises hundreds of transactions in seconds. VOICE EXPENSE ENTRY Just say "Coffee 4.50" or "Aldi 23 euros" — expense logged instantly. No typing needed. TRACK YOUR EMOTIONAL SPENDING Tag how you felt when you spent. Discover patterns — how much more you spend when stressed vs. content. Unique to Spendwise AI. MULTI-CURRENCY TRIP EXPENSES Track expenses abroad in local currency with offline rates for 30+ currencies. No internet required. AI FINANCIAL ADVISOR Ask your AI advisor anything about your spending in plain English. Get personalised answers based on your real data. 6-MONTH CASH FLOW FORECAST AI predicts your financial future based on your recurring expenses and income patterns. COMPLETELY PRIVATE All data stays on your Phone. No account required. PIN and Face ID protection. Your data never leaves your device. EXPORT TO EXCEL Export all expenses and income to a formatted Excel file at any time. FREE TIER: 15 AI interactions/month included at no cost. PRO ($3.99/month or $29.99/year): 150 AI interactions/month — unlock unlimited receipt scanning, bank imports, and AI chat. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

AI Expenser makes managing your budget effortless and almost entirely automatic. Forget manually entering every purchase, coffee, or monthly bill. AI Expenser brings together automated payment tracking, bank SMS detection, voice-based expense logging, and smart budgeting tools in one personal finance app—so you can always understand where your money is going with minimal effort. AUTOMATIC EXPENSE TRACKING • Apple Pay & Wallet: Automatically record purchases as soon as you pay in-store or online. The transaction amount and merchant details are captured directly from the payment, so there’s nothing to enter manually. • Bank SMS Automation: Automatically detect payment notifications from your bank and extract key details such as the amount, currency, and card digits without requiring separate setup for each bank. It also supports InstaPay and multiple currencies, including USD, EUR, EGP, SAR, AED, and more. Simply create one quick Shortcuts automation for each currency you want to track. • Simple Shortcuts Setup: Apple Pay and SMS automations work through the iOS Shortcuts app on iOS 17 or later. AI Expenser includes a clear step-by-step guide to help you complete the setup quickly. • Lock Screen Controls: Long-press a transaction notification to instantly update its category or delete the transaction without opening the app. VOICE LOGGING & QUICK ACTIONS • Voice-to-Budget: Tap, speak, and let AI Expenser do the rest. Say something like “Spent $15 at Starbucks,” and the app will transcribe the expense, log it, and automatically assign a category. • Home & Lock Screen Shortcuts: Add convenient shortcuts to your Home Screen or Lock Screen for quick voice or manual expense entry. • Back Tap Trigger: Double-tap the back of your iPhone to instantly open the expense quick-log screen. SUBSCRIPTIONS, BUDGETS & SAVINGS • Subscription Manager: Keep track of recurring payments, memberships, and streaming subscriptions so you can stay ahead of upcoming renewals and avoid unwanted charges. • Smart Category Budgets: Create monthly spending limits for categories such as Groceries, Fuel, Dining, Shopping, and more. • Milestone Goals: Set visual savings goals for vacations, emergency funds, major purchases, or anything else you’re working toward. • Financial Analytics: Get a clear picture of your finances with net worth tracking, category spending breakdowns, spending trends, and easy-to-understand charts. PRIVACY & SECURITY FIRST AI Expenser never asks for your online banking username, password, or login credentials. Transaction information is captured on your device through system notifications and iOS Shortcuts, then securely synced to your private, encrypted account so your financial data remains available across your devices. For additional protection, you can secure access to the app using Face ID. Download AI Expenser today and make expense tracking part of your routine—without the manual work. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://expenser-five-tau.vercel.app/privacy