Comparison

PassiveTrack vs FundSmart by Fun Digital Data

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

PassiveTrack

Features
Read full description

PassiveTrack is a global wealth tracker for people whose financial life crosses borders. Track stocks, crypto, cash, deposits, real estate, mutual funds, bonds, and anything else you own โ€” in any currency, on any market. See your net worth, monthly passive income, and FIRE coverage as one consolidated number. Updated daily. โ€” WHAT IT DOES โ€” Net worth across currencies USD, EUR, HKD, CNY, SGD, JPY, GBP, AUD, CAD... add holdings in their native currency and view your total in any base currency. Real-time FX. Auto-handles cross-listings (AAPL on NASDAQ vs Frankfurt). Monthly passive income Auto-syncs dividend payouts from your stock positions. Includes deposit interest, rental income, and any other recurring streams you enter manually. FIRE coverage in one number Based on the classic 4% rule, adapted for Asian markets (we suggest 3.3-3.6% SWR given local medical inflation). See how close you are to financial independence as a single percentage updated daily. AI monthly report Plain-language summary of where your money moved last month, compared against same-age peers in your country. Optional, off by default. Family view Share your top-line numbers with a partner โ€” net worth, passive income, FIRE coverage โ€” without exposing individual holdings, accounts, or transactions. Either of you can disconnect instantly. Voice input (new) Tap the microphone in "Add with AI", speak in Chinese or English, and we parse your holdings automatically. Audio processed on-device โ€” never sent to our servers. โ€” WHY MANUAL ENTRY โ€” We don't connect to banks or brokers. We don't ask for your passwords, OAuth tokens, or screen-scraping permissions. You enter what you own, when you want, with as much detail as you want. This trades 5 minutes a month for 100% data control. No surprise breaches, no broker change disconnecting your dashboard, no third party with your full financial picture. โ€” PRICING โ€” Free forever for personal use, up to 10 holdings and 2 income streams. Pro ($4.99/month auto-renewing) removes all limits and adds: - Unlimited holdings + income streams - 3 AI reports + 50 FIRE Coach messages per day - Auto-synced dividends + deposit interest - Full CSV export - Priority support Subscription renews monthly until cancelled in Settings โ†’ Apple ID โ†’ Subscriptions. Privacy Policy and Terms of Use available on the paywall. โ€” PRIVACY โ€” We store only what you tell us: email, optional display name, holdings you enter, optional FIRE inputs. We do NOT collect: - Bank credentials or balances - Location, contacts, photos, or health data - Third-party analytics or ad SDKs Account deletion is one tap in Settings โ€” permanently removes you and all your data, no email required. Built for the FIRE community. Free at the personal level, sustainable at the Pro level.

About

FundSmart by Fun Digital Data

Features
Read full description

FundSmart โ€“ Smart Copy Trading & Investment Insights FundSmart is a professional trading and investment platform designed for traders and investors seeking smarter market decisions. Whether you are exploring quantitative strategies, following experienced traders, or monitoring market opportunities, FundSmart provides powerful tools to support your investment journey. Key Features โ€ข Copy Trading Follow experienced traders and manage your investment portfolio more efficiently. โ€ข Quantitative Strategies Discover and evaluate trading strategies based on data-driven analysis. โ€ข Market Insights Access real-time market information, technical analysis, and trading signals. โ€ข Trading Community Connect with traders, share ideas, discuss strategies, and learn from market participants worldwide. โ€ข Portfolio Management Track account performance, positions, and investment statistics in one place. โ€ข Risk Management Tools Monitor exposure and make informed trading decisions with built-in risk controls. Suitable For Forex Traders Gold Traders Commodity Traders Quantitative Investors Copy Trading Users Market Analysts FundSmart helps you trade smarter through data, insights, and community collaboration.

Screenshots

PassiveTrack4 screens
FundSmart by Fun Digital Data4 screens

Verdict

The call

The clearest difference is update cadence: PassiveTrack at every 3 days against FundSmart by Fun Digital Data's every 3 weeks. FundSmart by Fun Digital Data's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. PassiveTrack sells 1 in-app purchase, starting at $4.99 per month and FundSmart by Fun Digital Data sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PassiveTrack ships an update every 3 days, FundSmart by Fun Digital Data every 3 weeks. The most recent releases landed on September 18, 2026 and September 23, 2026 respectively.

Scorecard2 real differences ยท 4 level
PassiveTrack versus FundSmart by Fun Digital Data: the parameters behind the verdict, then further details
ParameterPassiveTrackFundSmart by Fun Digital Data
PriceFreeFree
Update frequencyEvery 3 days โ€” betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.113.0 โ€” better
Further details โ€” not scored
Size38 MB69 MB
Age rating4+17+
DeveloperDMCSFUN DIGITAL DATA CO., LIMITED

In-app purchases

1 purchases

PassiveTrack

Subscriptions1
  • PassiveTrack Pro$4.991 Month
6 purchases

FundSmart by Fun Digital Data

One-time6
  • 12 points$16.99
  • 35 points$49.99
  • 70 points$99.99
Show 3 more
  • 140 points$199.99
  • 175 points$249.99
  • 210 points$299.99

Questions

Is PassiveTrack free?
PassiveTrack is free to download, with in-app purchases available.
Is FundSmart by Fun Digital Data free?
FundSmart by Fun Digital Data is free to download, with in-app purchases available.
Do PassiveTrack or FundSmart by Fun Digital Data have ads?
Neither PassiveTrack nor FundSmart by Fun Digital Data shows ads.
Which is updated more often, PassiveTrack or FundSmart by Fun Digital Data?
PassiveTrack ships an update every 3 days, and FundSmart by Fun Digital Data every 3 weeks. Most recently, PassiveTrack was updated on September 18, 2026 and FundSmart by Fun Digital Data on September 23, 2026.

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