Comparison

PassiveTrack vs 养只基

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PassiveTrack

Features
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How much of your living costs do your dividends, interest and rent already pay for? PassiveTrack adds them up and shows one number: your passive income coverage. At 100%, you're financially independent. THREE NUMBERS AT A GLANCE • Net worth: stocks, funds, crypto, cash, deposits and property in the currency you choose, prices refreshed hourly • Monthly passive income: dividends sync automatically, deposits earn interest at the rate you enter, add rent or a pension by hand • Coverage: passive income ÷ monthly spending, so you see how far you are from financial independence ADD HOLDINGS FAST • Screenshot import: snap any broker or bank screen and confirm what the AI found • Voice: say "I have 100 shares of Apple" • Manual entry, and CSV import on the web, including Interactive Brokers statements GLOBAL MARKETS, MANY CURRENCIES US, Hong Kong, China A-shares, European stocks, Chinese mutual funds and crypto; 30+ currencies converted for you. PLAN • FIRE progress: target capital and years to go with the 4% rule (adjustable) • This month's note: what moved your net worth and passive income • Ask questions about your own numbers • Family: see combined totals with your partner without sharing holdings REMINDERS Dividends, coverage milestones and a Sunday summary. Notifications never show amounts. PRIVACY No broker or bank logins. Export or delete your data any time. FREE AND PRO Free forever for up to 15 stocks, funds or coins; cash, deposits and property are unlimited. Pro unlocks unlimited holdings and screenshot imports, more AI notes and questions, and CSV export. Pro is a monthly or yearly auto-renewing subscription (cancel any time in Settings → Apple ID → Subscriptions) or a one-time lifetime purchase. Terms: https://passivetrack.xyz/terms Privacy: https://passivetrack.xyz/privacy

About

养只基

Features
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养只基金是一款专注于「简洁查看 + 智能搜索 + 实时提醒 + 持仓分析」的基金管理工具。 通过清晰简洁的界面、基金动态提醒、基金自选管理、已持有基金标记、关键词搜索、持仓股反向搜索与多基金对比分析,帮助你及时掌握基金变化,更高效地查看基金信息、分析基金持仓与跟踪每日涨幅。 无论是想及时接收基金净值和申购信息变化、快速查看关注基金、管理已持有基金,还是通过股票反查相关基金、对比多只基金的持仓重合情况,养只基金都能帮助你更轻松地完成基金筛选、跟踪与管理。 核心功能亮点: ⊕ 简洁清晰的基金管理界面 界面设计简洁直观,重点突出基金名称、代码、涨幅、持仓等关键信息,让基金查看更轻松。 ⊕ 基金实时提醒 支持为关注的基金开启提醒。当基金净值更新,或申购状态、申购限额发生变化时及时推送通知,减少反复查看,不错过重要动态。 ⊕ 基金自选与自持标记 支持将基金标记为自选或已持有,方便快速区分关注基金与持仓基金,管理更清晰。 ⊕ 基金关键词搜索 支持按基金名称、基金代码、基金关键词快速搜索,帮助你快速找到目标基金。 ⊕ 持仓股反向搜索基金 特别支持通过持仓股票关键词反向搜索相关基金,快速查看哪些基金持有某只股票,辅助发现更多相关基金。 ⊕ 查看基金涨幅数据 支持查看基金近期涨幅表现,帮助你快速了解基金短期走势与变化情况。 ⊕ 查看基金持仓股与持仓比例 支持查看基金主要持仓股票、持仓比例以及相关涨幅信息,让基金底层资产更加透明。 ⊕ 多基金对比汇总 支持多只基金进行对比分析,汇总展示不同基金的持仓股数据,方便横向比较基金配置差异。 ⊕ 重复持仓数据总结 自动总结多只基金中的重复持仓股票,帮助你发现基金之间的持仓重合情况,避免重复配置过高。 ⊕ 基金每日涨幅汇总图表 支持生成基金每日涨幅汇总图表并保存到本地,方便记录、分享与长期观察。 ⊕ 基金分类管理 支持添加基金分类,快速标记基金类型,让不同主题、行业或策略的基金管理更有条理。 ⊕ 多指数数据快速查询 支持快速查询多个指数数据,帮助你结合市场整体表现判断基金走势。 ⊕ 多基金分享与一键导入 支持将多个基金分享给好友,好友可一键导入,适合交流基金组合、自选列表与持仓参考。 为什么选择养只基金? ⊕ 支持基金实时提醒,及时掌握净值、申购状态及限额变化 ⊕ 界面简洁清晰,基金信息查看更直观 ⊕ 支持自选与自持标记,关注基金和已持有基金一目了然 ⊕ 支持基金关键词搜索,快速找到目标基金 ⊕ 支持持仓股反向搜索基金,从股票发现相关基金 ⊕ 可查看基金涨幅、持仓股、持仓比例与股票涨幅信息 ⊕ 支持多基金对比,自动汇总重复持仓数据 ⊕ 支持每日涨幅图表生成并保存到本地,方便长期记录 ⊕ 支持基金分类管理,快速标记基金类型 ⊕ 支持多指数数据查询,辅助判断市场表现 ⊕ 支持多个基金分享给好友并一键导入,交流更方便

Screenshots

PassiveTrack4 screens
养只基4 screens

Verdict

The call

The clearest difference is update cadence: 养只基 at every 8 days against PassiveTrack's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PassiveTrack sells 1 in-app purchase, starting at $4.99 per month and 养只基 sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PassiveTrack ships an update every 2 months, 养只基 every 8 days. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 5 level
PassiveTrack versus 养只基: the parameters behind the verdict, then further details
ParameterPassiveTrack养只基
PriceFreeFree
Update frequencyEvery 2 monthsEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.6
Further details — not scored
Size38 MB37 MB
Age rating4+4+
DeveloperDMCS垒 周

In-app purchases

1 purchases

PassiveTrack

Subscriptions1
  • PassiveTrack Pro$4.991 Month
3 purchases

养只基

One-time3
  • 养只基月度会员$0.99
  • 养只基半年会员$1.99
  • 养只基年度会员$3.99

Questions

Is PassiveTrack free?
PassiveTrack is free to download, with in-app purchases available.
Is 养只基 free?
养只基 is free to download, with in-app purchases available.
Do PassiveTrack or 养只基 have ads?
Neither PassiveTrack nor 养只基 shows ads.
Which is updated more often, PassiveTrack or 养只基?
PassiveTrack ships an update every 2 months, and 养只基 every 8 days. Most recently, PassiveTrack was updated on October 18, 2026 and 养只基 on October 12, 2026.

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