PassiveTrack vs Pulse

How much of your living costs do your dividends, interest and rent already pay for? PassiveTrack adds them up and shows one number: your passive income coverage. At 100%, you're financially independent. THREE NUMBERS AT A GLANCE • Net worth: stocks, funds, crypto, cash, deposits and property in the currency you choose, prices refreshed hourly • Monthly passive income: dividends sync automatically, deposits earn interest at the rate you enter, add rent or a pension by hand • Coverage: passive income ÷ monthly spending, so you see how far you are from financial independence ADD HOLDINGS FAST • Screenshot import: snap any broker or bank screen and confirm what the AI found • Voice: say "I have 100 shares of Apple" • Manual entry, and CSV import on the web, including Interactive Brokers statements GLOBAL MARKETS, MANY CURRENCIES US, Hong Kong, China A-shares, European stocks, Chinese mutual funds and crypto; 30+ currencies converted for you. PLAN • FIRE progress: target capital and years to go with the 4% rule (adjustable) • This month's note: what moved your net worth and passive income • Ask questions about your own numbers • Family: see combined totals with your partner without sharing holdings REMINDERS Dividends, coverage milestones and a Sunday summary. Notifications never show amounts. PRIVACY No broker or bank logins. Export or delete your data any time. FREE AND PRO Free forever for up to 15 stocks, funds or coins; cash, deposits and property are unlimited. Pro unlocks unlimited holdings and screenshot imports, more AI notes and questions, and CSV export. Pro is a monthly or yearly auto-renewing subscription (cancel any time in Settings → Apple ID → Subscriptions) or a one-time lifetime purchase. Terms: https://passivetrack.xyz/terms Privacy: https://passivetrack.xyz/privacy

Pulse is a privacy-focused personal finance app. All financial data is stored locally on the user's device. No account registration or external server is required. Voice input is processed using Apple's on-device Speech Recognition when available. iCloud sync is optional and uses the user's own iCloud account only. The app does not collect, track, or share any personal data. More details are provided in the following sections. # Pulse – Personal Finance Made Simple Take control of your personal finances with **Pulse**, a privacy-focused expense and income tracker designed to help you manage your money with confidence. Whether you're recording daily expenses, tracking your income, or reviewing spending trends, Pulse provides a clean and intuitive experience to keep your financial records organized. ## Record Income & Expenses Quickly add income and expense transactions with the amount, date, category, and optional notes. Voice input can help generate draft transactions, making data entry even faster, all without internet connection. ## Organize with Flexible Categories Keep your finances organized using major categories and subcategories for both income and expenses. Customize category names to match your personal needs, and restore the default categories at any time. ## Monitor Your Budget Stay informed with an easy-to-read dashboard showing your current balance, monthly spending distribution, and cash flow forecast. Review income, expenses, and net results over any selected period to better understand your financial situation. ## Powerful Reports & Statistics Gain valuable insights through detailed reports and visual statistics. Analyze spending by category, compare yearly income and expenses, follow financial trends over time, and export professional PDF reports whenever you need them. ## Smart Search & Filters Find transactions quickly using flexible filters. Browse records for the current month, a specific date, or a custom date range. Switch between all transactions, expense analysis, and income analysis to focus on the information that matters most. ## Import & Export Your Data Your financial records are stored locally on your device. Export transactions as CSV files for backup or analysis, and import CSV history whenever needed to continue managing your finances. ## Privacy Comes First Your financial data belongs to you. Pulse does not collect, track, sell, or share your personal financial information. All records remain on your device, and optional purchases are securely handled by Apple. ## Designed for Everyday Use * Fast and intuitive transaction entry * Voice-assisted transaction drafting * Recurring transaction support * Customizable income and expense categories * Budget overview and cash flow forecast * Detailed reports with PDF export * CSV import and export * Powerful search and filtering * Multi-language support * Privacy-first design with no ads ## Coming Soon We're continuously improving Pulse with new features, including: * Receipt image recognition * AI-assisted transaction categorization * Faster transaction entry workflows * More advanced reports and financial insights Thank you for choosing Pulse. We're committed to making personal finance management simple, private, and efficient.