Allot vs PennyPlan Budget

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever. Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party. Family Sharing is included — your spouse downloads, you pay $11.99 once for the household. WHY ALLOT? — Free download. $11.99 one-time unlocks every feature, forever. — No bank login. You categorize manually so your data stays on-device. — Zero-based budgeting — every dollar of income gets assigned a job. — Goals, debt-paydown plan, recurring-charges tracker built in. — Family Sharing — one purchase covers your whole household. WHAT YOU GET — Build a monthly budget where every dollar has a job — Track net worth and cash flow at a glance — Set goals (emergency fund, trip, anything) and watch progress — Plan debt-free dates with snowball/avalanche math — See every recurring charge in one place — Multiple budgets supported WHAT YOU DON'T GET — No subscription — No bank login required — No social features — No ads — No analytics — No Android (yet) Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.

Money Manager Budget is a household budget app that helps you organize monthly income and expenses in a familiar spreadsheet-style view. You can review budget baselines, spending pace, and category changes to manage household spending more easily. Data is stored in a local database on your device, and monthly or yearly records can be exported to Excel when needed. With a familiar table-based interface, you can keep track of household spending, review category trends, compare spending pace against your budget, and export monthly or yearly records to Excel files for safekeeping. This app focuses on making user-entered information easy to review. It does not replace financial product recommendations or investment decisions, and it does not promise specific financial results. ## Key Features - Record monthly income and expenses - Review category-based spending flow - Compare budget baselines and spending pace - Expand records by year and month - Export monthly and yearly records to Excel - Store data locally on device with Realm