Net Worth & Assets Tracker vs WorthSafe

Your net worth is one number — everything you own minus everything you owe. NetWorth turns scattered balances into that number, tracked over time, entirely on your iPhone: no bank login, no account, no internet required. Add each asset and liability by hand — cash, savings, brokerage, retirement, property, vehicles, crypto, plus mortgages, loans and cards — and the app does the accounting: a live personal balance sheet, a 0–100 Financial Health score built from your debt-to-asset and liquidity ratios, and a dated snapshot trend that shows whether the line is actually going up. WHAT YOU GET • Your real net worth on the opening screen — total assets minus total liabilities, with the change since your last snapshot • A 0–100 Financial Health score that tells you not just your number, but whether your debt load and cash buffer are sound • An allocation donut, a liquid-vs-illiquid split and debts ranked by interest rate, so you know which balance to attack first • Goal milestones with a countdown: enter a monthly saving figure and watch "34 months to your first $100k" shrink as you log • A wealth chart built from dated snapshots — save one after each payday and see years of progress in a single curve • An optional monthly snapshot reminder so check-in day never slips, plus six plain-English guides on liquidity, the debt avalanche, debt-to-asset ratio and more PERFECT FOR • Savers who want one honest number instead of eight banking apps • FIRE and debt-payoff planners tracking progress toward a dated target • Property, crypto or cash holders whose wealth never shows up in a bank feed • Anyone who refuses to hand their bank credentials to an aggregator WHY NOT JUST LINK MY BANK? Aggregator apps only see the accounts they can connect to — and they see all of it. Manual entry takes two minutes a month, covers what feeds miss (your home, your car, crypto in cold storage, a loan to a friend), and keeps your credentials where they belong: with you. PRIVATE BY DEFAULT Everything is stored locally on your device. No sign-up, no cloud, no tracking, no bank connection — your balance sheet never leaves your phone. FULL ACCESS NetWorth Pro unlocks unlimited accounts and unlimited goals, plus the full Insights tab — asset allocation, liquidity breakdown and debt ranked by interest rate. Available as a weekly subscription, a yearly subscription, or a one-time lifetime purchase. Add your first three accounts tonight — your net worth, health score and trend appear the moment you do. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia

Financial stability doesn't happen by accident. Whatever your goal — your first $10,000, your first million, or lasting generational wealth — you can't grow what you don't measure. WorthSafe is a comprehensive Net Worth Tracker that shows you where you stand on the way to a secure financial future. WorthSafe is the privacy-first wealth dashboard for people who want a clear, complete picture of their net worth without handing their financial life to a bank, a broker, or a data company. There is no account to create and no server of ours: everything you enter stays on your device and in your own iCloud, where nobody but you can reach it. Organize every asset and liability in one place and see your true net worth at a glance — everything you own minus everything you owe — alongside your Liquid Net Worth (cash, investments, crypto and the cash value of your insurance). If you track your net worth in a spreadsheet — or not at all — WorthSafe is built for you. Chasing FIRE? Follow your liquid net worth and growth trend, and decide whether your home counts toward the number. TRACK EVERYTHING YOU OWN AND OWE • Bank and savings accounts, CDs, brokerage, 401(k) and other retirement accounts, crypto • Property, cars, bullion, jewelry, watches, paintings, collectibles, coins and memorabilia • Household goods: furniture, appliances and electronics • Student loans, mortgages, home equity lines of credit, credit cards, secured and unsecured loans — link a debt to the asset it's secured against • Record where physical items are kept — home, bank locker or storage • Record insurance policies covering your property, vehicles and valuables • Attach documents, photos and policy details to any item • Track expiry dates for policies, registrations and warranties • Choose exactly which assets count toward your net worth ELEVEN REPORTS, READY TO PRINT OR SHARE Net Worth Summary • Assets by Category • Liabilities Summary • Household Inventory • Foreign Accounts • Institution Exposure • Upcoming Dates • Net Worth by Owner • Excluded from Net Worth • Wealth Growth Trend • Estate Planning Asset List Run any report for today or for a date in the past, then save it as a PDF. BUILT FOR THE WHOLE PICTURE • Multi-currency support with 16 currencies with daily rates — a missing rate sets items aside rather than guessing • Assign owners and nominees, including yourself, for true joint and family tracking • A Family Handoff Dossier — one PDF, optionally password-protected, that your family, executor or attorney could actually act on • Reminders before policies, warranties and registrations expire • Works on iPhone, iPad and Mac PRIVATE BY DESIGN • Your data lives in your iCloud, synced across your devices — never on our servers • Face ID, Touch ID or passcode App Lock • No account to create, no password to forget WHAT WORTHSAFE DOES NOT DO • It does not connect to your bank, broker or any financial institution • It does not fetch balances or transactions automatically — you enter and update values yourself • It never asks for banking credentials or account passwords • It does not track spending or categorise transactions • It does not show daily market movement or track individual stocks — values are at the account level • It does not give investment, tax or legal advice • It does not buy, sell or transfer anything • It does not send your data to us or anyone else START FREE — AND WE MEAN IT Add your first 10 assets and liabilities completely free. Checking and savings, a brokerage account, a 401(k), your car and its loan, your home and its mortgage, a life insurance policy and a credit card — that's ten, with every feature and no time limit. When you're ready for more, subscribe monthly or yearly for unlimited assets and liabilities. Cancel anytime. Just beginning? WorthSafe grows with you. A complete user manual is built into the app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/