Vocca vs Subtle

It's 11 PM and you're squinting at your bank app trying to remember what "$14.32 POS PURCHASE" even was. Sound familiar? You care about your money — you just don't want a second job tracking it. That's Vocca. Say "twelve fifty, lunch" and it's logged, categorized, and folded into your budget before you've put your phone down. No spreadsheets, no dropdowns, no Sunday-night spiral. Turns out tracking your spending only takes discipline when it's a chore. Make it as easy as talking, and it just happens. Vocca — say what you spent. That's it. Features Voice expense tracking, powered by AI Automatic categorization Monthly budgets with real-time spending insights Recurring bills and subscription tracking Savings goals and debt tracking Spending history and analytics An AI companion for financial guidance and clear answers to your money questions Fast, clean, distraction-free design Whether you're saving for something specific, staying on budget, or just want a clear picture of your spending, Vocca makes it effortless — no setup, no learning curve. Start tracking smarter today. Terms of Use: https://www.thevoccapp.com/terms Privacy Policy: https://www.thevoccapp.com/privacy Standard Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Every subscription, finally in one place. Subtle keeps every recurring payment in one clean view: streaming, music, AI tools, the gym, domains, even that app you forgot about. It tells you what's coming before it hits your card. ADD SUBSCRIPTIONS IN SECONDS • Scan a screenshot of any receipt, paywall, or renewal email. Subtle reads it on your device and fills in the details. • Choose from a built-in catalog of 256 popular services worldwide, logos included. • Import a bank or card statement (PDF or CSV) and confirm the charges it finds. • Add anything custom with your own icon, emoji, or colour. STAY AHEAD OF EVERY RENEWAL • A clean dashboard and calendar show what renews and when. • Reminders a few days before each charge. • Home and lock screen widgets keep renewals one glance away. KNOW WHERE YOUR MONEY GOES • Monthly and yearly totals in your home currency, with automatic conversion. • Spending by category, trends over time, and simple insights. CANCEL WHAT YOU DON'T WANT • Step-by-step cancellation guides for top services, built right in. START FREE, GO PRO WHEN YOU NEED MORE Subtle is free to track your subscriptions and stay on top of renewals. Subtle Pro unlocks the advanced tools when you want them: • Unlimited subscriptions • Screenshot and statement scanning • Calendar view, statistics, and budgets • Data export and home screen widgets Subtle Pro is a yearly plan with a free trial, or a one-time lifetime purchase. Cancel anytime. PRIVATE BY DESIGN • Your data stays on your device and in your own private iCloud, so we never see it. • Screenshot scanning runs entirely on your device. Nothing is uploaded. • No bank linking, no email scanning, and no ads inside the app. Anonymous analytics only, and you can turn them off. Subtle works in light and dark mode and is built for a global audience. Privacy Policy: https://subtle.northstud.io/privacy Terms of Use: https://subtle.northstud.io/terms Questions or ideas? Email support@northstud.io