Comparison

Expense Tracker vs richAI

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Expense Tracker

Features
Read full description

Log a coffee, lunch or taxi in two taps β€” see where your money actually goes this week. β€’ Two-tap entry, no categories drilldown β€’ Today and this week totals up front β€’ 30-day category breakdown (Pro) β€’ Monthly average comparison (Pro) β€’ CSV export to your accountant (Pro) Who it's for For anyone tracking variable spending without setting up budgets, categories or bank linking. Subscription Premium is available as a weekly, monthly, or yearly subscription, with pricing shown in the app before you buy. Subscriptions auto-renew unless you cancel at least 24 hours before the end of the period. You can cancel anytime in your Apple ID Subscription Settings β€” no charge on the first day if you cancel during the introductory window. Payment is charged to your Apple ID. Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy: everything stays on your device by default. No analytics SDKs, no cross-app tracking. Privacy policy at https://bestpaid.app/legal/privacy. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

richAI

Features
Read full description

richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type β€” AI does the rest. THREE WAYS TO ADD AN EXPENSE β€’ Voice input: say what you spent and AI parses the amount, category and note in seconds. β€’ Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. β€’ Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES β€’ Spending by category with clear donut charts. β€’ Trends over time and period-to-period comparison. β€’ Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE β€’ Multi-currency with automatic conversion. β€’ Smart categories with AI-generated icons and colors. β€’ Transaction location saved automatically on a map. β€’ CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit β€” it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms

Screenshots

Expense Tracker4 screens
richAI4 screens

Verdict

The call

The clearest difference is ads: richAI at none against Expense Tracker's shown. richAI also leads on update cadence (every 3 days vs every 5 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $0.99 per 7 days and richAI sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 5 weeks, richAI every 3 days. Both last shipped on October 24, 2026.

Scorecard2 real differences Β· 4 level
Expense Tracker versus richAI: the parameters behind the verdict, then further details
ParameterExpense TrackerrichAI
PriceFreeFree
Update frequencyEvery 5 weeksEvery 3 days β€” better
AdsYesNo β€” better
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details β€” not scored
Size44 MB16 MB
Age rating4+4+
DeveloperVasilii PolovnikovUnicorn Group LLC

In-app purchases

4 purchases

Expense Tracker

Subscriptions3
  • Premium Β· 1 week$0.997 Days
  • Premium Β· 1 month$1.991 Month
  • Premium Β· 1 year$9.991 Year
One-time1
  • Premium Β· Lifetime$19.99
4 purchases

richAI

Subscriptions4
  • Personal Monthly7 Days trial$4.991 Month
  • Family Monthly7 Days trial$7.991 Month
  • Personal Yearly1 Month trial$39.991 Year
Show 1 more
  • Family Yearly1 Month trial$49.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is richAI free?
richAI is free to download, with in-app purchases available.
Do Expense Tracker or richAI have ads?
Expense Tracker shows ads; richAI does not.
Which is updated more often, Expense Tracker or richAI?
Expense Tracker ships an update every 5 weeks, and richAI every 3 days. Most recently, Expense Tracker was updated on October 24, 2026 and richAI on October 24, 2026.

Other comparisons