Expense Tracker vs richAI
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Expense Tracker
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Log a coffee, lunch or taxi in two taps β see where your money actually goes this week. β’ Two-tap entry, no categories drilldown β’ Today and this week totals up front β’ 30-day category breakdown (Pro) β’ Monthly average comparison (Pro) β’ CSV export to your accountant (Pro) Who it's for For anyone tracking variable spending without setting up budgets, categories or bank linking. Subscription Premium is available as a weekly, monthly, or yearly subscription, with pricing shown in the app before you buy. Subscriptions auto-renew unless you cancel at least 24 hours before the end of the period. You can cancel anytime in your Apple ID Subscription Settings β no charge on the first day if you cancel during the introductory window. Payment is charged to your Apple ID. Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy: everything stays on your device by default. No analytics SDKs, no cross-app tracking. Privacy policy at https://bestpaid.app/legal/privacy. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
richAI
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richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type β AI does the rest. THREE WAYS TO ADD AN EXPENSE β’ Voice input: say what you spent and AI parses the amount, category and note in seconds. β’ Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. β’ Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES β’ Spending by category with clear donut charts. β’ Trends over time and period-to-period comparison. β’ Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE β’ Multi-currency with automatic conversion. β’ Smart categories with AI-generated icons and colors. β’ Transaction location saved automatically on a map. β’ CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit β it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms
Screenshots
Verdict
The clearest difference is ads: richAI at none against Expense Tracker's shown. richAI also leads on update cadence (every 3 days vs every 5 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $0.99 per 7 days and richAI sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 5 weeks, richAI every 3 days. Both last shipped on October 24, 2026.
| Parameter | Expense Tracker | richAI |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks | Every 3 days β better |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details β not scored | ||
| Size | 44 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Vasilii Polovnikov | Unicorn Group LLC |
In-app purchases
Expense Tracker
- Premium Β· 1 week$0.997 Days
- Premium Β· 1 month$1.991 Month
- Premium Β· 1 year$9.991 Year
- Premium Β· Lifetime$19.99
richAI
- Personal Monthly7 Days trial$4.991 Month
- Family Monthly7 Days trial$7.991 Month
- Personal Yearly1 Month trial$39.991 Year
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- Family Yearly1 Month trial$49.991 Year
Questions
Is Expense Tracker free?
Is richAI free?
Do Expense Tracker or richAI have ads?
Which is updated more often, Expense Tracker or richAI?
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