Meridian vs SpendNote

Meridian makes everyday money tracking simple—without spreadsheets or bank connections. Record expenses and income, organize your entries, and understand your monthly cash flow at a glance. TRACK YOUR MONEY • Add a detailed transaction or save a quick expense with only an amount • Organize entries by category, contact, card label, or payment method • Review cash flow totals, charts, recent activity, and informational insights PLAN RECURRING ITEMS • Track recurring bills and subscriptions • See upcoming due dates • Mark each cycle as paid or skipped, or pause the recurring item • Keep related expense records connected to your history MANUAL BY DESIGN Meridian works with the information you choose to enter. It does not connect to banks, import transactions, move money, pay bills, cancel subscriptions, provide credit, or provide financial advice. A Meridian account is required to use the app. MERIDIAN PRO Meridian includes free features and offers Meridian Pro through monthly and annual auto-renewable subscriptions. Pro unlocks: • Unlimited transactions and recurring items • Broader month navigation • Custom organization options • Widgets for at-a-glance access to this month’s expenses, income, and transaction count • Access to an extensive merchant and service directory, helping you add them to transactions and recognize those transactions more easily • Automatic creation of expense records for recurring items • Complete recurring-cycle history • Advanced Summary alerts, charts, and insights • Premium themes and app icons Payment is charged to your Apple Account when you confirm a purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period and can be managed or canceled in your Apple Account settings. Features marked as Pro require an in-app purchase. Meridian Terms of Use: https://meridianfin.app/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://meridianfin.app/privacy

Track expenses and income in seconds, plan monthly budgets, and understand where your money goes—without creating an account or connecting a bank. SpendNote is a private, offline-first expense tracker and budget planner. Your ledger stays on your device by default, with no ads and no third-party analytics SDKs. PRIVATE BY DEFAULT • No account required to start • No ads and no ad SDKs • No bank connection required • Your ledger stays on your device by default • No third-party analytics SDKs MADE FOR THE EVERYDAY • Fast amount entry for expenses and income • Useful default categories plus free custom categories • Monthly overview, budget progress, recent activity, search, and repeat bills • Notes, dates, local backup and restore • Recent CSV export in the free plan • Face ID protection when you want it UNDERSTAND WHAT CHANGED Use on-device insights, monthly review, and filtered reports to see category drivers, compare periods, and answer specific spending questions without uploading your ledger. SPENDNOTE PRO Pro adds advanced filtered reports, recurring-cost control, deeper trends, unlimited budgets, private Home Screen and Lock Screen widgets, and full-history or filtered CSV export. Widgets show simple budget status without exposing transaction details. SpendNote Pro is an auto-renewable subscription available monthly or yearly. Eligible new subscribers may receive a 7-day free trial. Prices, billing currency, tax, and trial availability are shown by Apple before purchase and can vary by storefront. Payment is charged to your Apple Account after a trial ends. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Restore purchases is available in the app. SpendNote is a personal budgeting and bookkeeping aid, not a financial institution. It does not provide investment, tax, legal, loan, banking, or credit advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/