Dam vs SpendNote

Dam — Know Where Your Money Flows. Ever wonder where your paycheck went? Meet Dam, your personal budget and expense tracker from SmartFinanceNerd. Track your spending, organize your money, and build better financial habits, all without spreadsheet chaos. Whether you’re managing everyday expenses, planning your monthly budget, or working toward a savings goal, Dam helps you see the bigger picture. YOUR MONEY, ONE CLEAR VIEW Keep track of what comes in, what goes out, and what’s left. • Record expenses and income in seconds • Organize transactions by category and account • Search and review your transaction history • See your balances and monthly cash flow • Understand your spending with simple visual breakdowns BUILD BUDGETS THAT WORK FOR YOU Give your money a plan without making budgeting feel like homework. • Set monthly budgets for spending categories • See how much you’ve spent and what’s remaining • Identify categories that need attention • Track your progress throughout the month TURN SPENDING INTO INSIGHTS Get a clearer picture of your financial habits. • Explore spending trends and category breakdowns • Compare spending across different periods • Discover your biggest spending categories • Review spending patterns and no-spend days • Understand how your everyday decisions add up SET GOALS. MAKE PROGRESS. Big financial goals start with small steps. Create savings goals, track your progress, and keep the things you’re working toward in view. FREE TO START Start tracking your money with Dam’s free Starter plan. Need more flexibility? Explore paid plans for additional tracking capacity, advanced insights, and eligible premium features. Available features and limits depend on your subscription. YOUR MONEY, YOUR CHOICE You don’t need to connect a bank account to start using Dam. Track transactions manually, or use eligible premium features for additional convenience. SmartFinanceNerd does not sell your personal information. Learn more about how your data is handled in our Privacy Policy. BUILT BY SMARTFINANCENERD Previously known as SmartFinanceNerd, Dam is our dedicated budgeting and expense-tracking app. Same account. A fresh identity. A clearer way to manage your money. Ready to take control of your spending? Start building better money habits with Dam.

Track expenses and income in seconds, plan monthly budgets, and understand where your money goes—without creating an account or connecting a bank. SpendNote is a private, offline-first expense tracker and budget planner. Your ledger stays on your device by default, with no ads and no third-party analytics SDKs. PRIVATE BY DEFAULT • No account required to start • No ads and no ad SDKs • No bank connection required • Your ledger stays on your device by default • No third-party analytics SDKs MADE FOR THE EVERYDAY • Fast amount entry for expenses and income • Useful default categories plus free custom categories • Monthly overview, budget progress, recent activity, search, and repeat bills • Notes, dates, local backup and restore • Recent CSV export in the free plan • Face ID protection when you want it UNDERSTAND WHAT CHANGED Use on-device insights, monthly review, and filtered reports to see category drivers, compare periods, and answer specific spending questions without uploading your ledger. SPENDNOTE PRO Pro adds advanced filtered reports, recurring-cost control, deeper trends, unlimited budgets, private Home Screen and Lock Screen widgets, and full-history or filtered CSV export. Widgets show simple budget status without exposing transaction details. SpendNote Pro is an auto-renewable subscription available monthly or yearly. Eligible new subscribers may receive a 7-day free trial. Prices, billing currency, tax, and trial availability are shown by Apple before purchase and can vary by storefront. Payment is charged to your Apple Account after a trial ends. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Restore purchases is available in the app. SpendNote is a personal budgeting and bookkeeping aid, not a financial institution. It does not provide investment, tax, legal, loan, banking, or credit advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/