FinApp vs SpendNote

FinApp is a personal-finance app built around one idea: your money data should stay on your phone. Connect your bank through SimpleFin and FinApp pulls in your accounts and transactions, then organizes them into a clear picture of where your money goes — without sending your financial data to any server we run. There's no account to create and nothing to track. WHAT YOU GET • Net worth at a glance — every account in one balance, with a history graph you can scrub through across time ranges from a month to all time. • Automatic categories — transactions are sorted into Groceries, Dining, Transport, Subscriptions, and more, with rules you can tune and a Dashboard list that curates itself around where you actually spend. • Spending insight — see your top categories each month and a six-month trend. • Budgets — set a monthly limit per category and track it right on your Dashboard, with an alert the moment you go over. • Quick review — file uncategorized charges in seconds with a swipe-to-categorize flow that suggests the right category for you. • Recurring bills — FinApp spots subscriptions and repeating charges, flags price increases, and a calendar view shows what's due when. • Transactions, searchable — one filter for category, month, and income vs. spending, with active filters shown as chips; attach your own notes to any charge and export everything to CSV. • Accounts, your way — group by type, collapse and sort sections, rename accounts, and add manual accounts (property, loans, cash) alongside synced ones. PRIVATE BY DESIGN • Your data is stored only on your device, in an encrypted local database. • No analytics, no ads, no third-party tracking SDKs. • The only network connection is to SimpleFin Bridge, to fetch the data you ask for. • Lock the app behind Face ID or your passcode. • Clear all local data anytime, right from Settings. JUST LOOKING? Tap "Preview with sample data" in Settings to explore the whole app with realistic example data — no bank connection needed. FinApp requires a SimpleFin account to connect your bank. SimpleFin is a separate service; see https://simplefin.org. Instructions on how to setup SimpleFin with the FinApp app can be found here: https://normanhoang.github.io/fin_app/simplefin-setup

Track expenses and income in seconds, plan monthly budgets, and understand where your money goes—without creating an account or connecting a bank. SpendNote is a private, offline-first expense tracker and budget planner. Your ledger stays on your device by default, with no ads and no third-party analytics SDKs. PRIVATE BY DEFAULT • No account required to start • No ads and no ad SDKs • No bank connection required • Your ledger stays on your device by default • No third-party analytics SDKs MADE FOR THE EVERYDAY • Fast amount entry for expenses and income • Useful default categories plus free custom categories • Monthly overview, budget progress, recent activity, search, and repeat bills • Notes, dates, local backup and restore • Recent CSV export in the free plan • Face ID protection when you want it UNDERSTAND WHAT CHANGED Use on-device insights, monthly review, and filtered reports to see category drivers, compare periods, and answer specific spending questions without uploading your ledger. SPENDNOTE PRO Pro adds advanced filtered reports, recurring-cost control, deeper trends, unlimited budgets, private Home Screen and Lock Screen widgets, and full-history or filtered CSV export. Widgets show simple budget status without exposing transaction details. SpendNote Pro is an auto-renewable subscription available monthly or yearly. Eligible new subscribers may receive a 7-day free trial. Prices, billing currency, tax, and trial availability are shown by Apple before purchase and can vary by storefront. Payment is charged to your Apple Account after a trial ends. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Restore purchases is available in the app. SpendNote is a personal budgeting and bookkeeping aid, not a financial institution. It does not provide investment, tax, legal, loan, banking, or credit advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/