Net Worth Tracker vs Hekta

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE • Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards • Multi-currency with live exchange rates, shown in your home currency • A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY • Net worth trend and asset allocation at a glance • A full activity ledger with search, so every deposit, transfer and payment is on record • Savings goals with progress you can see PLAN AHEAD • FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers • Snapshot reminders so the trend never has gaps YOURS, ALWAYS • CSV import with a column mapping step, so your spreadsheet comes with you • Export to CSV, JSON or Markdown at any time. Backup and restore are free • Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

Hekta logs your money for you. Connect a source once, and your bank's messages and your Apple Pay taps become rows in your Feed, without opening the app. THREE SOURCES - Bank messages: one Shortcuts automation hands Hekta each message your bank sends. Hekta reads CIB, NBE, QNB and more by fixed rules, and its AI reads the rest. - Apple Pay taps: an in-store tap logs itself, with the merchant and the amount. Online purchases still arrive from your bank's message. - You: write what you spent in the bar, paste a message, share or photograph a receipt, or tell Siri "Log an expense with Hekta". A row Hekta reads by fixed rules, from a bank it knows or from an Apple Pay tap, can save on its own, and every one can be undone. Anything the AI reads waits for you to confirm it. Any source can be switched to "Ask me first". ONE FEED, ONE BAR Your balance and what's left to spend share one card at the top, with a bar that shows your pace through the month. Below it is everything that happened, day by day. Under the Feed is one bar with two jobs. Ask it where your money went, what's due, who owes you or what you're worth, or write what you spent. The common questions are answered from your own data straight away and do not use your AI allowance. Anything else goes to the AI assistant. Nothing you write is saved until you confirm it. EVERYTHING YOU OWN AND SHARE - Gold by weight and karat (24K down to 10K, never ounces), stocks and crypto, valued at live prices in your base currency. - Budgets, subscriptions and instalment plans, and what's due next. - Groups for shared expenses, split equally, by shares, by exact amounts or by percentage, and settled up. Groups are free, with no limit. - A private record of what you lent and borrowed, person by person. You can share it with another Hekta user when you both agree. - Accounts, transfers and categories. Every list is in Everything, behind the icon at the top of the Feed. MADE FOR THE ARAB WORLD - Arabic and English throughout, with a native right-to-left layout. - Gold by karat, the way you buy it. - Real multi-currency: every entry keeps the exchange rate of the day you made it, so past months are never rewritten when rates move. PRIVATE BY DESIGN - No ads. No cross-app tracking. No third-party analytics. We never sell your data. - Your financial data is stored in the EU and protected so that only you can read it. - Receipt photos are deleted once the transaction is saved. Hekta never stores your voice. - Lock the app with Face ID. - Export your transactions to CSV for free, and delete your account and all its data from inside the app at any time. FREE, WITH PREMIUM WHEN YOU NEED IT Bank messages Hekta reads by fixed rules are free and never counted. Each month, the free plan also includes 50 AI messages, 15 receipt scans and 100 bank messages read by AI, plus 5 assets, 3 budgets, 10 subscriptions and 10 custom categories. Premium removes those limits and adds: - A family circle of up to 5 people - A PDF report of your money Premium is $4.99/month or $39.99/year. Both plans include a 1-month free trial for new subscribers. Payment is charged to your Apple ID at purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; you can manage or cancel anytime in your App Store account settings. Privacy Policy: https://legal.hekta.money/privacy/ Terms of Use: https://legal.hekta.money/terms/ Questions? support@hekta.money