Comparison

Net Worth Tracker vs Moneta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.

Highlights
  • Unlimited free accounts for cash, crypto, and debt
  • Net-worth trend visualization
  • Live crypto and exchange rate updates
  • Asset allocation overview
  • What-if scenarios and retirement planner
  • Data export to CSV/JSON
  • Private, local-first data storage
Features
Read full description

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE • Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards • Multi-currency with live exchange rates, shown in your home currency • A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY • Net worth trend and asset allocation at a glance • A full activity ledger with search, so every deposit, transfer and payment is on record • Savings goals with progress you can see PLAN AHEAD • FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers • Snapshot reminders so the trend never has gaps YOURS, ALWAYS • CSV import with a column mapping step, so your spreadsheet comes with you • Export to CSV, JSON or Markdown at any time. Backup and restore are free • Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

About

Moneta

Features
Read full description

Moneta is the simplest way to see your entire net worth in one place. Add every account you own — cash, bank, investments, crypto — in any currency, and Moneta instantly converts and sums them into a single, always-up-to-date total. A clean home screen shows your wealth at a glance, with a live chart of how it has grown over 1, 3 or 12 months. WHY MONETA • Total net worth — every account, converted to your base currency automatically. • Multi-currency — USD, EUR, PLN, GBP with live exchange rates. • Per-account history — see how each account grows, with dated changes. • Beautiful & fast — a native, thoughtfully designed interface in light and dark mode. • Private by design — no account, no sign-up, no tracking. Your data never leaves your iPhone. • Locked down — optional Face ID / Touch ID and one-tap blur to hide balances. Moneta doesn't connect to your bank, doesn't ask for logins, and doesn't collect any data. It is just you and a clear picture of your money. Track your wealth. Keep it private. Watch it grow.

Screenshots

Net Worth Tracker4 screens
Moneta4 screens

Verdict

The call

The clearest difference is in-app purchases: Moneta at none against Net Worth Tracker's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $9.99 per year. Moneta asks for nothing beyond the download.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 10 days, Moneta fortnightly. Both last shipped on November 5, 2026.

Scorecard1 real difference Ā· 7 level
Net Worth Tracker versus Moneta: the parameters behind the verdict, then further details
ParameterNet Worth TrackerMoneta
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS18.0 — better18.6
Further details — not scored
Size67 MB2 MB
Age rating4+4+
DeveloperJawahar NatarajanArtur Keraz

In-app purchases

2 purchases

Net Worth Tracker

Subscriptions1
  • Worthtally Pro - Yearly$9.991 Year
One-time1
  • Worthtally Pro$29.99
None

Moneta

No in-app purchases

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Moneta free?
Moneta is free to download, with no in-app purchases.
Do Net Worth Tracker or Moneta have ads?
Neither Net Worth Tracker nor Moneta shows ads.
Which is updated more often, Net Worth Tracker or Moneta?
Net Worth Tracker ships an update every 10 days, and Moneta fortnightly. Most recently, Net Worth Tracker was updated on November 5, 2026 and Moneta on November 5, 2026.

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