Comparison

Net Worth Tracker vs Fair Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.

Highlights
  • Unlimited free accounts for cash, crypto, and debt
  • Net-worth trend visualization
  • Live crypto and exchange rate updates
  • Asset allocation overview
  • What-if scenarios and retirement planner
  • Data export to CSV/JSON
  • Private, local-first data storage
Features
Read full description

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE • Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards • Multi-currency with live exchange rates, shown in your home currency • A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY • Net worth trend and asset allocation at a glance • A full activity ledger with search, so every deposit, transfer and payment is on record • Savings goals with progress you can see PLAN AHEAD • FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers • Snapshot reminders so the trend never has gaps YOURS, ALWAYS • CSV import with a column mapping step, so your spreadsheet comes with you • Export to CSV, JSON or Markdown at any time. Backup and restore are free • Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

About

Fair Calculator

Features
Read full description

Splitting evenly is easy. It just isn’t always fair. One friend got out of the taxi three stops early. One roommate has the bigger room with its own bathroom. Someone skipped dessert while everyone else shared it. Dividing by the number of people is quick, but working out the fair version on a napkin is how arguments start. Fair Calculator does it for you. Pick the situation, add the people and a few details, and see who pays how much, with a short “Why this is fair” in plain words that anyone at the table can follow. No formulas and no math to check. TEN EVERYDAY SITUATIONS • Shared Ride: a taxi with different stops. Each stretch of the ride is shared by the people still in the car. • Meal: who ordered what. Everyone pays for their own dishes, shared plates are split evenly, and tax, service and tip follow the size of each order. • Food Delivery: food plus fees. Everyone pays for their own food, the delivery fee and tip are shared by everyone who ordered, and a promo comes off fairly. • Discount: a deal you unlocked together. The saving follows what each person spent, and if only one of you could have got the deal alone, that person keeps what they would have saved. • Shipping: one parcel, many owners. Shipping follows weight, import tax follows item value, and any handling fee is split evenly. • Rent: rooms of different sizes. Shared spaces are split per person, with a couple counting as two; bedrooms are priced by size, with a little extra for a private bathroom. • Stay: a vacation rental, hotel or cabin where people come and go. Each night is shared by whoever was there that night, in their own room, a shared room or on the sofa, and one-off fees like cleaning are split evenly. • Road Trip: fuel or charging, tolls and parking. People who rode only part of the way pay less, and a detour is paid by the person it was for. • Utilities: electricity, water, gas or internet. Fixed charges are split evenly; the rest follows how many days each person was home and how much they use. • Rewards: cashback, points, a sign-up bonus or a prize earned together. Each share matches what that person put in, and if only one person spent enough to earn it alone, they keep it. A CALCULATOR, NOT A SPREADSHEET • The answer updates as you type. There is no Calculate button and nothing to set up. • You see amounts and a plain explanation, never a formula. • Shares always add up exactly to the total. • Share the result as text with the group, in any chat. • From 2 to 12 people. Leave a name blank and it becomes Person 1, Person 2. • Currency and units follow your phone’s region: kilometers or miles, square meters or square feet. • In 39 languages, which you can switch in Settings. PRIVACY No account. What you type stays on your phone; it is not saved or sent anywhere. To help improve the app, it sends usage statistics, such as which calculators are used, through Google’s Firebase Analytics. Amounts, names and anything else you type are never part of them. The free version shows banner ads from Google. If you allow tracking, Google may use your device’s advertising identifier to personalize those ads; if you don’t, the ads are not personalized. PREMIUM An optional yearly subscription removes the ads. Nothing else changes: every calculator is free for everyone. Premium is an auto-renewing yearly subscription. It renews automatically unless canceled at least 24 hours before the end of the current period, and you can cancel any time in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://techhkg.com/apps/fair-calculator/privacy/

Screenshots

Net Worth Tracker4 screens
Fair Calculator4 screens

Verdict

The call

The clearest difference is in-app purchases: Net Worth Tracker at none against Fair Calculator's 1. Net Worth Tracker also leads on ads (none vs shown) and device support (3 vs 1). On price and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fair Calculator sells 1 in-app purchase, starting at $0.99 per year. Net Worth Tracker asks for nothing beyond the download.

Scorecard3 real differences · 5 level
Net Worth Tracker versus Fair Calculator: the parameters behind the verdict, then further details
ParameterNet Worth TrackerFair Calculator
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 10 days—
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFreemium—
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS18.017.0 — better
Further details — not scored
Size67 MB11 MB
Age rating4+4+
DeveloperJawahar NatarajanKam To Cheng

In-app purchases

None

Net Worth Tracker

No in-app purchases

1 purchases

Fair Calculator

Subscriptions1
  • Premium$0.991 Year

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with no in-app purchases.
Is Fair Calculator free?
Fair Calculator is free to download, with in-app purchases available.
Do Net Worth Tracker or Fair Calculator have ads?
Fair Calculator shows ads; Net Worth Tracker does not.

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